I don't get stuck on terms like Arminian or Catholic.
I do believe that God Grace was given before humans even realized they needed saving. That many people experience God's grace without recognizing it for what it was.
They foolishly think that it was their decision alone that saved them. They don't recognize how God worked in their lives to bring them to a point where they had humble and contrite hearts good soil, able to accept the gospel Seed.
Many people don't see God working in the lives of others and leading them to that point. Because of their false view of how they were saved (by their own choice, not acknowledging the divine hand in their acceptance) they add burdens to make it harder.
We look at the Pharisees in Jesus time and learn that many people have outward obedience without the inward joy and acceptance as children of God.
Got to drive my daughter to school,