My job recently let me go the very day they found out that another company was hiring me, which I'm not even starting until the earliest is the end of Nov. So my income is extremely limited haven't been able to meet all obligations, I was very devastated because my Wife is preg & currently dilated & due any minute, originally wasn't due until Dec. So I'm trying to catch up (it's just not a comfortable situation at all) her shower isn 't until Nov9 and I have to still get a few things like car seat, socks, pampers, beanie, soap & I really do not feel any comfort in asking to borrow money from anyone even family, it feels wrong. Although I'll have a pay check on Monday, just asking for me is alot & I think my wife may deliver before her baby shower next week and before I even get paid.
What should I do?
Please keep us in prayers that Jesus will provide, I'm doing my best for my family. &God bless U
I am sorry you are going through such a tough time. I am not sure what you can do. Tough times do come when you least expect it. Maybe you should get a credit card or borrow from a bank. It is a little different for me. I do not have any children as yet and not in debt. I never even had a credit card. Actually I had one sent to me from my bank and my husband shredded it without me knowing. The thought of debt makes him nervous. My husband and I paid our college expenses with cash. We worked while attending school. He has a credit card though.
I have gone to baby showers where I received a list of suggested items to purchase as gifts. I think you should let the guess know what kinds of gifts you and your wife would like to receive. If you have brothers and sisters who have children, try asking them for baby items they no longer need. Personally, I would rather ask family than strangers.
Maybe you can sell items in your home that you no longer need. Since you are not working now, ask people in your church if they need help with fixing items in their homes so that you may earn some extra cash in the mean time. Find ways to be creative, google ways of making extra cash. You may find more ideas that way. See if you can cut back on items you don't need by canceling cell phones and only using the house phone. Walk to the grocery store so you won't use up your gas, cut off cable to save money. You may become a temporary vegetarian eating mostly beans. I love beans and it is pretty cheap. Drink water and not fruit juices which may save you money. You should buy no new clothing except those you must have. This may sound strange, but your baby do not need pampers. You can use clean cloth in place of pampers, but you must hand wash these cloth often and hang them up to dry. The baby needs to be changed often too.
If you have tried everything and still no success, then just borrow the money. But make they know when to expect it back. Just be honest, one year can be a good year and the next year the unexpected can happen . This can happen to anyone so don't be ashame. Just don't make a habit of borrowing unless you have a habit of paying back. You also must learn to have faith. This is hard to do, I know because I struggle with having faith too. Try and talk to people who may have experienced this before so they provide you with essential guidance.
The truth is, you just need your basic need met---love, food, shelter and clothing. You and your wife should spend time encouraging each other.