Health insurance shopping
- Thread starter RickyZ
- Start date
-
Christian Chat is a moderated online Christian community allowing Christians around the world to fellowship with each other in real time chat via webcam, voice, and text, with the Christian Chat app. You can also start or participate in a Bible-based discussion here in the Christian Chat Forums, where members can also share with each other their own videos, pictures, or favorite Christian music.
If you are a Christian and need encouragement and fellowship, we're here for you! If you are not a Christian but interested in knowing more about Jesus our Lord, you're also welcome! Want to know what the Bible says, and how you can apply it to your life? Join us!
To make new Christian friends now around the world, click here to join Christian Chat.
S
When I was dropped off Medicaid a few years ago (turned out it was a glitch in the system, I wasn't the only one) I went on the healthcare market place. It is not affordable. I make less than $25,000 a year and the best policy I could get had a yearly deductible of over $10,000. I still could go to the doctor but had to sign up for something or get penalized. Thank God Medicaid was changed and I'm able to be on that, but the entire system needs great improvement.
Thanks for the offer but do you know about Covered California issues? That would be nice since the Covered California people don't 
Like : why do I have to pay for child medical coverage when we don't have children? It's included on every policy they offer. One rep said it shouldn't be, another rep said it's in all policies but included for free, when we all know the insurance companies aren't going to offer ANY coverage free (which means we're paying for coverage we can't use).
Then there was the issue about the website not allowing me to edit/update information.
Then, once a rep updated the information for me, he also (without my approval or notice) signed us up for our existing coverage to continue next year - When technically you can't sign up for any coverage until Nov.1, and we don't want to keep that coverage. The rep also signed us up for a county program we don't qualify for, again with no notice or approval from us.
Too, open enrollment is Nov 1 to Jan 31, but they say if we don't decide by Nov 7 they will automatically renew us to our existing coverage. Then somewhere else it says they will auto enroll us on Dec 15.
And now we're locked out of their system (so we can't shop and compare) until (supposedly according to yet another rep) November 1, at which time we should (again supposedly) be able to change our coverage.
The inmates are running the asylum!
Like : why do I have to pay for child medical coverage when we don't have children? It's included on every policy they offer. One rep said it shouldn't be, another rep said it's in all policies but included for free, when we all know the insurance companies aren't going to offer ANY coverage free (which means we're paying for coverage we can't use).
Then there was the issue about the website not allowing me to edit/update information.
Then, once a rep updated the information for me, he also (without my approval or notice) signed us up for our existing coverage to continue next year - When technically you can't sign up for any coverage until Nov.1, and we don't want to keep that coverage. The rep also signed us up for a county program we don't qualify for, again with no notice or approval from us.
Too, open enrollment is Nov 1 to Jan 31, but they say if we don't decide by Nov 7 they will automatically renew us to our existing coverage. Then somewhere else it says they will auto enroll us on Dec 15.
And now we're locked out of their system (so we can't shop and compare) until (supposedly according to yet another rep) November 1, at which time we should (again supposedly) be able to change our coverage.
The inmates are running the asylum!
R
Thanks for the offer but do you know about Covered California issues? That would be nice since the Covered California people don't
Like : why do I have to pay for child medical coverage when we don't have children? It's included on every policy they offer. One rep said it shouldn't be, another rep said it's in all policies but included for free, when we all know the insurance companies aren't going to offer ANY coverage free (which means we're paying for coverage we can't use).
Then there was the issue about the website not allowing me to edit/update information.
Then, once a rep updated the information for me, he also (without my approval or notice) signed us up for our existing coverage to continue next year - When technically you can't sign up for any coverage until Nov.1, and we don't want to keep that coverage. The rep also signed us up for a county program we don't qualify for, again with no notice or approval from us.
Too, open enrollment is Nov 1 to Jan 31, but they say if we don't decide by Nov 7 they will automatically renew us to our existing coverage. Then somewhere else it says they will auto enroll us on Dec 15.
And now we're locked out of their system (so we can't shop and compare) until (supposedly according to yet another rep) November 1, at which time we should (again supposedly) be able to change our coverage.
The inmates are running the asylum!
Like : why do I have to pay for child medical coverage when we don't have children? It's included on every policy they offer. One rep said it shouldn't be, another rep said it's in all policies but included for free, when we all know the insurance companies aren't going to offer ANY coverage free (which means we're paying for coverage we can't use).
Then there was the issue about the website not allowing me to edit/update information.
Then, once a rep updated the information for me, he also (without my approval or notice) signed us up for our existing coverage to continue next year - When technically you can't sign up for any coverage until Nov.1, and we don't want to keep that coverage. The rep also signed us up for a county program we don't qualify for, again with no notice or approval from us.
Too, open enrollment is Nov 1 to Jan 31, but they say if we don't decide by Nov 7 they will automatically renew us to our existing coverage. Then somewhere else it says they will auto enroll us on Dec 15.
And now we're locked out of their system (so we can't shop and compare) until (supposedly according to yet another rep) November 1, at which time we should (again supposedly) be able to change our coverage.
The inmates are running the asylum!
But I don't envy ya having to shop for medical insurance it's nuts, but kind of fun learning about it lol
R
Believe me, there's nothing fun about it
I kind of wish I continued with the medical classes as I excelled in them, but going through the ICD-10 and the CPT was a pain in the behind lol
I hope he knows more than the broker we talked to last year
