How to stop using credit cards

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L

LynnJ

Guest
#1
#1
Hey everyone, while talking in Chat with my CC friends tonight, we came up with some creative ways to not allow ourselves to use our credit cards impulsively. One of the most common methods is to freeze them in a block of ice so they are difficult to get to in a hurry.

Post your imaginative ideas here about how to keep yourself from using your credit cards in the heat of passion when you see that perfect outfit at the mall, or you get the sudden urge to charge a European vacation on MasterCard . . . which isn't "priceless."
 
whiteknite

whiteknite

Banned
#2
Jan 9, 2009
819
4
0
#2
That's a great idea Lynn :)

What I suggested to a (now ex) girlfriend is: Get another purse and put the credit cards in that one, which will be left at home. That way, if you "just have to have that, " you will have time to think about it instead of just buying it right away.

Just a thought. :)
 
L

LynnJ

Guest
#3
#3
Great idea, Terry.
 
R

rjb1116

Guest
#4
#4
someone suggested in CC tonight, to laminate it many times :) my suggestion is put it in a shredder :) that way YOU CANNOT USE IT!!! :) no matter what!!!
 
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LynnJ

Guest
#5
#5
You got that right, Rjb!
 
Relient_Hawk

Relient_Hawk

Banned
#6
May 14, 2009
115
2
0
#6
If you have kids that are younger you can tell them to find a good hiding place for your credit card. That way you don't know where it is but if you need it you will be able to find it
 
whiteknite

whiteknite

Banned
#7
Jan 9, 2009
819
4
0
#7
Relient_Hawk said:
If you have kids that are younger you can tell them to find a good hiding place for your credit card. That way you don't know where it is but if you need it you will be able to find it
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unless the kids dont remember where they put it. They have a tendency to have "selective" memory & hearing loss. :p
 
Relient_Hawk

Relient_Hawk

Banned
#8
May 14, 2009
115
2
0
#8
whiteknite said:
unless the kids dont remember where they put it. They have a tendency to have "selective" memory & hearing loss. :p
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Haha true you could also get your husband/wife to hide the credit card but then again with the hearing loss
 
L

LynnJ

Guest
#9
#9
And if your kids are teens, they might use the credit cards themselves. :)
 
Relient_Hawk

Relient_Hawk

Banned
#10
May 14, 2009
115
2
0
#10
LynnJ said:
And if your kids are teens, they might use the credit cards themselves. :)
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Haha thats why I said young kids :p You will just have to find it before they become teens or your in trouble
 
L

LynnJ

Guest
#11
#11
Relient_Hawk said:
Haha thats why I said young kids :p You will just have to find it before they become teens or your in trouble
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Which could be tough if they are very clever. Ha ha
 
S

sweetie36

Guest
#12
#12
Or you can Just not go shopping. thats what I do. Its hard for me but I have made some mistakes but I just get My husband to take the car that way I wont want to go and spend our money.......
 
jaylynn83

jaylynn83

Banned
#13
Nov 14, 2008
2,715
4
0
#13
eating it is always an option..... that way you always know where it is... but can never get to it
 
A

amorelife

Guest
#15
#15
I cancelled mine so I wouldn't use it anymore. But I've known other people to have just cut them up. Those are the best ways. Maybe not creative, but then you REALLY can't use them.
 
C

carpetmanswife

Guest
#16
#16
LynnJ said:
Hey everyone, while talking in Chat with my CC friends tonight, we came up with some creative ways to not allow ourselves to use our credit cards impulsively. One of the most common methods is to freeze them in a block of ice so they are difficult to get to in a hurry.

Post your imaginative ideas here about how to keep yourself from using your credit cards in the heat of passion when you see that perfect outfit at the mall, or you get the sudden urge to charge a European vacation on MasterCard . . . which isn't "priceless."
Click to expand...
but my purse will get all wet totin that block of ice in it ;)
 
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