We are saved by grace. We are not saved by faith. Faith the faith through which we receive grace is from hearing the word of God. Even here the Holy Spirit must act upon the word to make it effective in bringing us to Christ.
All of the misuse of James 2:17 is just a dance around the May pole until they all fall down.
Eph 2:10 For we are his workmanship, created in Christ Jesus unto good works, which God hath before ordained that we should walk in them.
No good works until we have been created in Christ Jesus by being born again and that by grace.
Salvation is never merited or earned. Always by the mercy and love of God. God loved us while we were yet sinners.
1Jo 4:10 Herein is love, not that we loved God, but that he loved us, and sent his Son to be the propitiation for our sins.
For the cause of Christ
Roger