AMERICAN HEALTH CARE ACT
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With regards the the thorn of "preexisting conditions" in the discussion of Health Care. That is a two sided coin.
This coverage came about because of the greed and cold hearted approach of the Insurance Companies. For many, many years, people paid their Health Insurance Premiums, paid their Deductibles, did everything right, and they had Health Insurance. This could go on for 5, 10, 15, 20 years OR MORE.
Then the person gets sick, really sick, and their treatment is VERY EXPENSIVE. At the VERY FIRST CHANCE, Insurance Companies would DROP their coverage for this person, and refuse to renew their Policies. That left the person to seek other Coverage from other Companies. Those Companies REFUSED to insure the person because of their sickness/illness.
This left many, many people having to sell ALL of their worldly possessions.....homes, cars, Retirement Plans, everything to pay for the treatments they needed just to stay alive. And, sadly, many, many people ended up dying.
This is the reason people cried out to Congress to do something about this betrayal of the Insurance Companies.
Now, in my opinion, rather than go the "preexisting conditions" route, Congress should pass Legislation making it illegal for Insurance Companies to DROP a person BECAUSE THEY GET SICK. This way, the Company who the person has been paying for years and years for Health Care coverage is responsible to LIVE UP TO the contract they made with the person.
Other Companies would not be forced to Insure that person............
just a thought
This coverage came about because of the greed and cold hearted approach of the Insurance Companies. For many, many years, people paid their Health Insurance Premiums, paid their Deductibles, did everything right, and they had Health Insurance. This could go on for 5, 10, 15, 20 years OR MORE.
Then the person gets sick, really sick, and their treatment is VERY EXPENSIVE. At the VERY FIRST CHANCE, Insurance Companies would DROP their coverage for this person, and refuse to renew their Policies. That left the person to seek other Coverage from other Companies. Those Companies REFUSED to insure the person because of their sickness/illness.
This left many, many people having to sell ALL of their worldly possessions.....homes, cars, Retirement Plans, everything to pay for the treatments they needed just to stay alive. And, sadly, many, many people ended up dying.
This is the reason people cried out to Congress to do something about this betrayal of the Insurance Companies.
Now, in my opinion, rather than go the "preexisting conditions" route, Congress should pass Legislation making it illegal for Insurance Companies to DROP a person BECAUSE THEY GET SICK. This way, the Company who the person has been paying for years and years for Health Care coverage is responsible to LIVE UP TO the contract they made with the person.
Other Companies would not be forced to Insure that person............
just a thought
You're absolutely right. Insurance companies are designed to make max profits... as should any organization. It doesn't make sense for a company to be in business to lose money. Who would do that?
FOR THIS VERY REASON, I don't think health care is something we should be capitalistic on. I am a pretty big time libertarian, and I know my views on this counter many of my fellow libertarians, but I am not in favor of having private insurance companies make profits on screwing people out of their coverage as soon as they start becoming a liability.
With the single payer system, we put the trust in the hands of the government to get us good deals. Unfortunately, look what happened when Bush signed a bill that let insurance companies run free reign... Many of the politicians who helped pass that bill quit politics and got lucrative jobs with those same insurance companies they gave the keys to. I don't trust corporations in health care, and I don't trust the government to run anything efficiently... but at this point, I don't feel like we have much of a choice.
FOR THIS VERY REASON, I don't think health care is something we should be capitalistic on. I am a pretty big time libertarian, and I know my views on this counter many of my fellow libertarians, but I am not in favor of having private insurance companies make profits on screwing people out of their coverage as soon as they start becoming a liability.
With the single payer system, we put the trust in the hands of the government to get us good deals. Unfortunately, look what happened when Bush signed a bill that let insurance companies run free reign... Many of the politicians who helped pass that bill quit politics and got lucrative jobs with those same insurance companies they gave the keys to. I don't trust corporations in health care, and I don't trust the government to run anything efficiently... but at this point, I don't feel like we have much of a choice.
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