After seeing so many guys and very young women's posts here, it is strongly on my heart to talk with the OP woman to woman. While masturbation can lead to sexual addictions for men which can have extreme consequences, it can also lead to sexual addictions in women that can have far more life-altering consequences. For whatever reason, men are better able to separate sex from their emotions. Women are wired differently. For us, sex/passion/love are all rolled into one and we can easily mistake lust for love, whether that lust is our own or a man's. I truly believe this is why the scripture Robo quoted is directed to the "daughters".
Before young ladies are exposed to the fire of passion that masturbation can ignite, we really don't think about sex very much. We're curious about it, but it doesn't have as strong a pull over us as it does over men. But once that fire is lit, we're in the dangerzone. We can become addicted to that passion and go searching for it from man to man to man, oftentimes, as I said above, confusing it with true love. I'm sure you have read story after story in these forums about women who have been left with crush hearts, bruised emotions and with child. I'm sure you've also read how difficult it is for them to build healthy relationships with men at that point and eventually marry a good guy. Hopefully, I don't need to say how very difficult this is for the children born into these situations.
This is what God sees when He sees us begin to dabble into sexual activities that can easily and quickly control us, rather than our having control over them. It must be heartwrenching for Him, don't you think? Perhaps this will be helpful to think about while you ponder the matter.
I pray that you will draw close to God and be spared the wrong paths other women have found themselves upon. God bless.