What should i do with my car

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C

Camelot

Member
#1
Jun 15, 2016
71
10
8
#1
So I bought a car last December and it's given me issues since I bought it. First my alternator went out 4 times all within a couple weeks kept having to get it towed to the dealer. Then last April my car completely shut down on the freeway. Turned out I needed a new engine, chrysler said my engine was "expired." Smh. So I eventually towed it to my dealer so they could work on the repairs which initially ran me 2k. Two months later they called finally to tell me my car was finally ready but want 1k more.
I spoke to them today and am beyond livid. I talked them down to paying 300 and the rest in payments to release my car because I've been without a car since it broke down.
The finance people want the 300 plus the one month I am late. The one thing they did do was defer my car note because of it.
I don't have 700 to give. I am so stressed out over this. I don't have a car I'm without it now, broke and now my credit will possibly be hurt if I let this car go however I'm ready to let go of this headache. The people don't want to work with me. I've been a great client so this tells me they want me to lose it back, milk me for my little money and then resell it.
thing is i have a 4 year old and it's just been hell trying to get her to school and daycare and me to work etc etc. I've spent over 500 a month on public transportation. 600 for a rental I had for only two weeks. I sincerely feel God hates me man because I try to treat people right, I try to always do the "right" thing and it just doesn't make sense why I go through these things like that are so out of my control. Like I've been doing everything I can to be a good steward man. I take care of my kid as a single father I get no help whatsoever from her family but I do what I have to do.
Anyways sorry for ranting I just don't know what I should do. Is there anything a lawyer can possibly do to help? Should I let it go? Again I don't have $700 just to give like that. Ugh
 
shittim

shittim

Senior Member
#2
Dec 16, 2016
13,643
7,667
113
#2
one of the old tricks with alternators was to tightened the belt WAY TOO TIGHT as it would knock the front bearing out of the alternator, had a neighbor who was preyed upon by a local repair person in this way on a Focus, every three months she would knock the bearing out of the alternator.
With newer ones the serpentine belt on many models has a tightener that maintains correct tension.
I always use Mobil 1 and 100% synthetic, and I trust Jesus would too.
Blessings
 
shittim

shittim

Senior Member
#3
Dec 16, 2016
13,643
7,667
113
#3
what kind of car? What kind of driving?
 
dcontroversal

dcontroversal

Banned
#4
Dec 12, 2013
46,515
20,395
113
#4
Camelot said:
So I bought a car last December and it's given me issues since I bought it. First my alternator went out 4 times all within a couple weeks kept having to get it towed to the dealer. Then last April my car completely shut down on the freeway. Turned out I needed a new engine, chrysler said my engine was "expired." Smh. So I eventually towed it to my dealer so they could work on the repairs which initially ran me 2k. Two months later they called finally to tell me my car was finally ready but want 1k more.
I spoke to them today and am beyond livid. I talked them down to paying 300 and the rest in payments to release my car because I've been without a car since it broke down.
The finance people want the 300 plus the one month I am late. The one thing they did do was defer my car note because of it.
I don't have 700 to give. I am so stressed out over this. I don't have a car I'm without it now, broke and now my credit will possibly be hurt if I let this car go however I'm ready to let go of this headache. The people don't want to work with me. I've been a great client so this tells me they want me to lose it back, milk me for my little money and then resell it.
thing is i have a 4 year old and it's just been hell trying to get her to school and daycare and me to work etc etc. I've spent over 500 a month on public transportation. 600 for a rental I had for only two weeks. I sincerely feel God hates me man because I try to treat people right, I try to always do the "right" thing and it just doesn't make sense why I go through these things like that are so out of my control. Like I've been doing everything I can to be a good steward man. I take care of my kid as a single father I get no help whatsoever from her family but I do what I have to do.
Anyways sorry for ranting I just don't know what I should do. Is there anything a lawyer can possibly do to help? Should I let it go? Again I don't have $700 just to give like that. Ugh
Click to expand...
Tough situation bro....we can give you advice, but at the end of the day it is your decision.....me personally...Who ever sold you the car took advantage of you and I cannot imagine 4 altenators in a few weeks time going out....sounds suspect....

Maybe let it go as there are many places that you can get a car on a weekly note or...declare bankruptsy and start over.....usually it will improve your credit and situation if it is bad and free you up to get a better car...I have had family and friends do it and it is designed by law to help out....and not without biblical application as all debt was to be forgiven and land restored etc. ever xx years.....
 
shittim

shittim

Senior Member
#5
Dec 16, 2016
13,643
7,667
113
#5
probably not a great plan to declare bankruptcy over a car. Once a person declares bankruptcy they are prevented from doing so again for 7 years, that is why the credit rating goes up, at that 7 year mark it goes down as they are then allowed to do it again, and the record shows that they will do it.
 
JJay

JJay

New member
#6
Sep 1, 2018
17
20
3
#6
I don't really have any suggestions for your current situation, however, in the future, buy a Toyota.
 
shittim

shittim

Senior Member
#7
Dec 16, 2016
13,643
7,667
113
#7
Jesus would have been a Lincoln man, it is the only car with a cross on it.
 
notuptome

notuptome

Senior Member
#8
May 17, 2013
15,050
2,538
113
#8
It's a sad story but now you are in so deep you have few if any options. You cannot get out of the car without spending more money which will all be lost and still have nothing to show for your efforts.

Find the money somewhere and drive the car as you originally planned. You may be able to seek assistance from your church as they may have a fund to help someone who is in financial difficulties.

I would consider it prudent to find another place to conduct your automobile business in the future. They sold you a questionable car and have only made things worse in servicing it. Learn from the experience and move on.

For the cause of Christ
Roger
 
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