I personally believe one can accept Christ by believing in Him, turning from our sin, and confessing His name to others. In other words: believe, repent, confess. Then God commands that you then be baptized to show you have accepted him. I personally left the Church of Christ this year and now attend a Baptist Church. The reason being is that I read in the Bible in Ephesians 1:13, Ephesians 2:8, Rom. 5:1, Rom. 3:24, and there are many other verses that tell us that we are saved/justified through our faith in Jesus Christ. Read Acts 10:43 as well as Acts 2:38. You will see that in Acts 10:43, Peter never mentioned baptism when he was speaking to Cornelius about Jesus Christ. "To him give all the prophets witness, that through his name whosoever believeth in him shall receive remission of sins." As you can see it is clear that baptism is not essential for salvation. Anyone is welcome to comment/debate on this topic.