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Article 1 section 8. of United States constitution. Same with all the other freedoms we enjoy.

I was over court systems in my county and banks were sued on a regular basis because of these contracts. That still didn't stop banks, because they were making more money than loosing even in lawsuits.

If you sign your name between an honest partner, then yes. But all banks are bound by their board members to make a profit, or else. Its all geared to make you indebted and keep paying them, and they will put legal language in that, without a Lawyer, cannot understand. I have caught this many...

My take. You cannot sign away liability. If you desperately need a loan but go to a bank and end up with overcharges in the fine print. This is cheating. You did not agree to this. How many of you get a Lawyer to apply for a loan? Most don't, but banks are greedy and will cheat you. Don't start...

I read Macdonald's Utterance and it was post tribulation.