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This is a long story... my ex-wife has reentered my life after a very nasty divorce nine years ago. I was saddled with about $100k of debt from the divorce (bills, NSF checks, unfiled taxes, etc.) and I took care of all of it - relying on my faith and my ability to manage money to get through...

Found this forum after looking this morning... needing some help and prayers from others now. Chris