Something I see repeated on this thread -- the assumption of if you write it, it will be good. Bad assumption. Like thinking if I paint it will be good. (And that could mean a door or on canvas.)
Who taught you how to write a novel? Who taught you how to write a short story? I've gone to school for 16 years to get a Communications degree, and then spent the next 20 years being the business-writer for quite a few business. Want to know what I learned about how to write a novel from all that? I can write a sentence!
Unless a sentence magically becomes an entire novel, writing a sentence plus $5 will get me to Jersey and back. (It cost $5 to cross the bridge to get home from Jersey for where I live. lol)
Stop expecting, "If we build it, they will come." They won't come! First, it has to be built well. Second it has to be found before anyone comes.
If you have never had an author with teaching skills tutor you on how to write a novel, you know about as much as I did. (Everyone seems capable of writing a sentence.) You don't get good-enough by simply doing something. You get good-enough by learning how, practicing what you learned, and repeat for 10,000 hours or more. And that's just good-enough! Then there is better. Then there is good. Then there is great. Then there is better-than-anyone-else.
One advantage to writing that painting doesn't have -- there are communities of writers all over the place.
Learn how first, than join in to see if you have learned how. I didn't learn how to write a novel in the 25 years I spent learning how to write and then writing. I learned how through research and effort. And finally I found a community of writers willing to help me as I help them.
As for trying to make money writing? If the only reason you write is to make money, grab your nearest coffee mug or empty can, get to your nearest crowded corner, and beg for money. You'll make more that way than by writing a novel.
