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ngmoody

Guest
#1
Ive been told by my family that im living in sin. Because the bible says be in debt to no one. Well im in debt from student loans and what not. Is that consider me living in sin even though i make the payments on time and not late?
Thanks
 

JimJimmers

Senior Member
Apr 26, 2012
2,589
74
48
#2
Does you family have no debt at all? No mortgage, car payments, credit cards or anything? If they don't, that is extremely rare. I can see the advantages of not having student loans, but if you don't have the money and you believe you are supposed to go to college, go for it.
 
N

nathan3

Guest
#3
I think they are exaggerating a little. Unfortunately, in cases like that, some times younger people have to borrow . The Bible says to stay out of usury. Were they apposed to you going to collage ? Or they wanted you to try a cheaper or free alternative ? Either way, Its no fun to do that. But your there, so your going to have to deal with it now.

I don't think its the ideal situation, but I cant see it as a sin at this time. You did this to get a education and move ahead right ? Hopefully soon you will be on your way out of debt and it will be a thing of the past.
 
Sep 4, 2012
14,424
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#4
No, it's not sin. Too bad you're getting that from your family.

But here's an idea. Tell them to do the Christian thing of bearing your burden and help you to get out of debt and out of sin (according to their belief).

Carry the burdens of one another, and so fulfill the law of Christ. Galatians 6:2​
 
Jul 26, 2013
1,451
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#5
Ive been told by my family that im living in sin. Because the bible says be in debt to no one. Well im in debt from student loans and what not. Is that consider me living in sin even though i make the payments on time and not late?
Thanks
Loans is not debt but an imaginary object that will soon hold no power over you!
 
May 15, 2013
4,307
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#6
Ive been told by my family that im living in sin. Because the bible says be in debt to no one. Well im in debt from student loans and what not. Is that consider me living in sin even though i make the payments on time and not late?
Thanks
As long as you forgive others that owe you something, then God will forgive your debts. Just forgive everyone that's sin against you.

Matt. 18:32 “Then the master called the servant in. ‘You wicked servant,’ he said, ‘I canceled all that debt of yours because you begged me to. 33 Shouldn’t you have had mercy on your fellow servant just as I had on you?’ 34 In anger his master handed him over to the jailers to be tortured, until he should pay back all he owed.
 

posthuman

Senior Member
Jul 31, 2013
36,749
13,155
113
#7
i disagree with your parents. debt isn't sin.

to leave debt unpaid is sin.

you're paying on your student loan? you're not sinning in regard to your loan.

living in debt is unwise but unavoidable in a temporary time frame. it's prudent to pay it off as quickly as possible; we don't want to have loose ends to tie up if we're called off the earth at a moments notice
:)

now in that light, buying yourself a new iphone or a car could be sin for you, because you owe the money you are spending on luxuries to your creditor. even without looking at it that way, the faster you pay off any loan that accrues interest, the less you pay overall. get out of debt as quickly as you can. maybe you need a car, to keep a job, to repay your loans -- but do you need to spend $500 replacing a perfectly working toy with the latest model? be wise. Jacob went into debt to Laban to be able to marry Rachel -- but he didn't spend 3 years working for another man first, he straightaway worked for Laban until he got his bride.

loans are debt and need to be repaid - let's not go about advising people that 'forgiving' the bank lets us ignore our credit cards & mortgages.

i believe a Christian should avoid debt as much as possible, and get out of debt as quickly as possible when it's unavoidable. that advice goes for anyone, actually, believer or not, but we ought to be better stewards than the world.
 

Angela53510

Senior Member
Jan 24, 2011
11,782
2,951
113
#8
I do not believe for most people it is possible to go to college or university without debt these days. Are your parents against education? Maybe that is part of their issue??

Debt is not sin. If you are paying it back and don't miss payments.

The whole point of college is to educate and prepare yourself for a career. The short term financial pain is worth the gain, if you picked the right field of study. I was a teacher, and was able to pay off my student loans quickly, because my husband was also had gone to college and had a decent job, which he has worked at for 32 years now.

Because we had extra income, even though I only worked part time, we were able to pay off our mortgage quickly and now have no debts. Of course, God blessed us in every way, but we did have to work hard.

You seem old enough not to be worrying about what your parents think of you, if that is the correct age. But if you have been paying for many years, maybe you could up the payments on the principle, and get out of debt sooner?? Just a thought and some advice from what worked for my husband and myself.
 
Oct 12, 2013
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#9
Ive been told by my family that im living in sin. Because the bible says be in debt to no one. Well im in debt from student loans and what not. Is that consider me living in sin even though i make the payments on time and not late?
Thanks
I don't take that litterly, It means owing someone an apology.
 
Sep 8, 2012
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#10
The borrower is slave to the lender.
This is truth, as is gravity.
The world system is built on an expanding monetary policy.
Called debt.
Are you a sinner? No. You are a slave. (To the bank)
Slaves are not necessarily sinners.
You can get out of debt.
Save.
Pay it off.
If there is exorbitant interest fees you can refuse to pay.
God hates the fractional reserve banking system, yet He wants you to pay what you owe.
- If you live in America you can simply not pay and after four years they cannot seek remedy.
- This is a drastic measure, and one that should not be used unless the charges are to such a ridiculous extent that there is no way you can pay them off in your lifetime.
Also there is bankruptcy, either way your credit will be shot.

So the long and the short of it is, don't willingly go into debt.
 
Jul 26, 2013
1,451
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#11
The borrower is slave to the lender.
This is truth, as is gravity.
The world system is built on an expanding monetary policy.
Called debt.
Are you a sinner? No. You are a slave. (To the bank)
Slaves are not necessarily sinners.
You can get out of debt.
Save.
Pay it off.
If there is exorbitant interest fees you can refuse to pay.
God hates the fractional reserve banking system, yet He wants you to pay what you owe.
- If you live in America you can simply not pay and after four years they cannot seek remedy.
- This is a drastic measure, and one that should not be used unless the charges are to such a ridiculous extent that there is no way you can pay them off in your lifetime.
Also there is bankruptcy, either way your credit will be shot.

So the long and the short of it is, don't willingly go into debt.
Money IS debt! It even tells you what it is on the dollar bill. The system is designed for debt! If I'm a bank and I loaned the world $100 (principle) and tell the world that they owe me $120, how can they expect to pay that interest when I ONLY PRINTED $100!?

The answer is you CANNOT! Not without AGAIN borrowing money!

If everyone were debt free, there'd be no money!

Now some individuals are well off, all the money they need and debt free, but for those who are millionaires, billionaires, and even trillionares, there are MANY indebted to them and are starving to death everyday.

Money is a childish practice used to keep the masses in poverty. But I see most have a hard head about it. Well, you know what they say about those who have a hard head!

This system WILL collapse on itself very soon. The world's governments are prepared for it, but most people are living in fantasy land about this inevitable situation.
 
Sep 8, 2012
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#12
Money was not always debt based. (See the history of monetary exchange - anything from seashells and tally sticks to gold and silver, etc., etc.)
Therefore your proposition that it is the root of all evil is wrong.
- The LOVE of money is the root of all evil, not money itself.
Money is just, (or should only be), a medium of exchange.

But I will agree with you on this point, the world is in debt to the owners of the currency, (Judas held the bag).
 
Jul 26, 2013
1,451
5
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#13
Money was not always debt based. (See the history of monetary exchange - anything from seashells and tally sticks to gold and silver, etc., etc.)
Therefore your proposition that it is the root of all evil is wrong.
- The LOVE of money is the root of all evil, not money itself.
Money is just, (or should only be), a medium of exchange.

But I will agree with you on this point, the world is in debt to the owners of the currency, (Judas held the bag).
You are correct, and that is why Lincoln, Kennedy and any one else who tried to stop thus madness were killed.

Now in it's purest sense, money is but a medium of exchange, but when people use it to cause offense to another, we are defiled by it.


Now we live in an age in which we can provide for all, but because money is not used purely, many starve for lack of it.
 

Huckleberry

Senior Member
Aug 25, 2013
1,698
96
48
#14
Ive been told by my family that im living in sin. Because the bible says be in debt to no one. Well im in debt from student loans and what not. Is that consider me living in sin even though i make the payments on time and not late?
Thanks
You're not living in sin, you're living in servitude.

Proverbs 22:
[SUP]7[/SUP] The rich ruleth over the poor, and the borrower is servant to the lender.

I recommend Dave Ramsey's book The Total Money Makeover.
He lays out an effective plan for living a debt-free lifestyle.
It works if you can get control of the guy in the mirror.
I take it the "whatnot" is credit card debt and/or vehicle payments?
It's all covered in the book.
You need any financial coaching, Dave Ramsey should be your go-to guy.
 
Sep 8, 2012
4,367
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0
#15
You are correct, and that is why Lincoln, Kennedy and any one else who tried to stop thus madness were killed.

Now in it's purest sense, money is but a medium of exchange, but when people use it to cause offense to another, we are defiled by it.


Now we live in an age in which we can provide for all, but because money is not used purely, many starve for lack of it.
It is not a lack of money, (money is but a means of exchange).
It is a lack of either/both knowledge or means to raise crops.
Starvation is not by a lack of money, it's roots go much deeper.
(That is what we are talking about right?)
It is the lack of the means to produce for one's self.
The reasons are many, (war, famine, inability to plant, fertilize and grow crops), but money is the least and last of it.
Money is nothing more or less than a medium of exchange.
People still have to work.
People still have to grow crops.
People still have to work on production lines.
- - Whether the most outpost third world place or the center of a first world city; it is the work of mankind that produces.
God made it so, His ultimatum cannot be altered.
 

Huckleberry

Senior Member
Aug 25, 2013
1,698
96
48
#16
Ive been told by my family that im living in sin. Because the bible says be in debt to no one. Well im in debt from student loans and what not. Is that consider me living in sin even though i make the payments on time and not late?
Thanks
You're not living in sin, you're living in servitude.

Proverbs 22:
[SUP]7[/SUP] The rich ruleth over the poor, and the borrower is servant to the lender.

I recommend Dave Ramsey's book The Total Money Makeover.
He lays out an effective plan for living a debt-free lifestyle.
It works if you can get control of the guy in the mirror.
I take it the "whatnot" is credit card debt and/or vehicle payments?
It's all covered in the book.
You need any financial coaching, Dave Ramsey should be your go-to guy.
Here is one of my favorite sayings from Dave Ramsey:
"People spend money they don't have,
to buy things they don't need,
to impress people they don't like."
 
Jul 26, 2013
1,451
5
0
#17
It is not a lack of money, (money is but a means of exchange).
It is a lack of either/both knowledge or means to raise crops.
Starvation is not by a lack of money, it's roots go much deeper.
(That is what we are talking about right?)
It is the lack of the means to produce for one's self.
The reasons are many, (war, famine, inability to plant, fertilize and grow crops), but money is the least and last of it.
Money is nothing more or less than a medium of exchange.
People still have to work.
People still have to grow crops.
People still have to work on production lines.
- - Whether the most outpost third world place or the center of a first world city; it is the work of mankind that produces.
God made it so, His ultimatum cannot be altered.
Are you saying that without money, people would so growing food and doing the things needed to live?

We will see. You can bank on it that this system will fall, then only you loving your neighbor will save you.
 

Huckleberry

Senior Member
Aug 25, 2013
1,698
96
48
#18
Are you saying that without money, people would so growing food and doing the things needed to live?

We will see. You can bank on it that this system will fall, then only you loving your neighbor will save you.
When the "system" falls, you'll be more screwed than ever.
No more foodstamps or unemployment welfare checks for you.
Loving your neighbor ain't gonna fill your stomach.
Only getting off your duff and gettin' some sweat on your brow will.
You probably aren't a sweat-of-the-brow kind of guy. Am I right?
 
Sep 8, 2012
4,367
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#19
Are you saying that without money, people would so growing food and doing the things needed to live?

We will see. You can bank on it that this system will fall, then only you loving your neighbor will save you.
No! I'm not saying that at all.
Money is but a medium of exchange.
Money does not grow crops, people do.
Money does not rend cattle, or catch fish, or make anything.
People do.
Money is but the medium of exchange for work. (This is why some countries like China keep their currency low) - so they can undercut the competing workforces of other nations.
- Money is but a medium of exchange, that is all that it is.
- - Listen, the fact that it has been made a 'debt' has no bearing to what it's actual purpose is, or what it is effectually used for in the real world. - (Too complex to proceed)
 
Jul 26, 2013
1,451
5
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#20
No! I'm not saying that at all.
Money is but a medium of exchange.
Money does not grow crops, people do.
Money does not rend cattle, or catch fish, or make anything.
People do.
Money is but the medium of exchange for work. (This is why some countries like China keep their currency low) - so they can undercut the competing workforces of other nations.
- Money is but a medium of exchange, that is all that it is.
- - Listen, the fact that it has been made a 'debt' has no bearing to what it's actual purpose is, or what it is effectually used for in the real world. - (Too complex to proceed)
I know money is a medium. Let's ge.t rid of that medium because you know, PEOPLE do these things.


Get rid of the medium and all can eat!