If you are under the law you can't be forgiven. Your sins would not be paid for. You can only be forgiven if you are not under the law.
Not according to scripture which is where I place my trust over man's teachings.
We do not determine ourselves if we are under the law or not and the law is for sinners as Paul clearly states and unless one is keeping the law at all times perfectly and are sinless, the law is for everyone.
Jesus died for our sins, which is the transgression of God's law 1 John 3:4, so your teaching here has no biblical merit, and I don't think you're interested in understanding scripture- you said it yourself, do go past John 3:16 and we can ignore the conditions. I choose to believe in all of God's Word because He promises it to be the light to our path Psa 119:105 back to reconciliation Rev 22:14.
I would hate to miss some of the conditions because I was only interested in the blessings, and missed out how to receive those blessing after its too late and not learn how to be a servant to the Lord thy God i.e. submit to His will.
I'll leave it as agree to disagree.