I can say problems will befall everyone of us but wether we choose to see everything as a problem...or an opportunity? is our choice. What is a problem to one person is not to another...so this is all relative really and hard to give an answer. You are right in mentioning the wisdom of God. Whenever we come up against a problem, big or small, a challenge in our lives, turn to God, take some time to pray through the problem and look at all the options. Then, what is in keeping with Gods will? it may not be the easiest or most comfortable solution...but, God will lead you through. He is with you and will not forsake you. You can trust Him. He loves you so very much. God Bless. <><