I would say it's fair. You have been brought in to the world, have gotten to experience all the joys and sorrows of life. Make your own choices and choose your own way.
Then you reap what you have sown. And if, on Judgement Day, you do not desire what is good, if you do not love the ways of righteousness and the ways of God, but have chosen to remain sinful and self seeking, loving pleasure and serving yourself at the expense of others... Then you must, out of necessity, be blotted out. Not tormented for eternity while we all laugh at your predicament, but destroyed. For there will be no place for you in the Kingdom of God and eternity.
As much as we would all love you to be there with us, sin and the ways of the flesh must be destroyed. God has much greater things in store for humanity than stealing from each other, hating each other, killing each other, hoarding created things, selfishness etc