E
Apples to oranges.
Did God owe you salvation? No. Therefore because of God's grace he has allowed you the opportunity to be saved through faith. So faith is a gift God has allowed you to have, you did not earn that gift of faith, God did not owe you that gift of faith but God has allowed you to have that gift of faith due to His grace.
Did God owe you salvation? No. Therefore because of God's grace he has allowed you the opportunity to be saved through faith. So faith is a gift God has allowed you to have, you did not earn that gift of faith, God did not owe you that gift of faith but God has allowed you to have that gift of faith due to His grace.
It takes faith to work for a company (if you do not have faith in a company, you would not even apply to work there) if they let you. then you do the work after you start. You do not do work, then get into the company.
Same with salvation, it takes faith to save you (be allowed in) once your in, you do the work.