D
Vent.
Last summer a law went into effect. Our esteemed Congress (coughcoughchoke) decided that it was their business how business is run in this country. Credit card/debit card companies had to put a chip in the card. (To me, it's like when they decided grocery stores had to use plastic bags instead of paper bags, because paper bags used trees. Hello? And the trees are then replanted, so they can use them again. Meanwhile, plastic isn't biodegradable so it is using a source that isn't environmentally friendly and can't/won't be replenished.)
Last summer! Card companies have since reissued every credit card there was. My debit card was denied on Sunday in a taxi. Sunday! The day after a huge snowstorm. Plus SUNDAY! Business isn't even opened on Sunday, but they set it up so it started on a Sunday anyway. And that's how I found out that my bank is doing this now. They'll issue me a new card around the 4th.
Meanwhile, Janurary is Deductible month for healthcare insurance. The first X amount of dollars used toward my healthcare needs come straight out of my pocket. No co-pays. All of it. I have four prescriptions. The rest of the year, they're either a $5 or $10 copay. This month they're full cost.
Plus, because of the snowstorm, I can't drive, so I'm at the mercy of taxis or buses. (Bus routes are mostly closed down.) I want to go see hubby in the hospital, so it's going to cost me. I only keep $40-$70 around, and most of the time that's if I order dinner in, so I was glad I kept $40 on me in my travels just in case. I needed $30 for the cab to and fro.
The bank says not to worry, all I have to do is have the taxi stop off at the bank. Yeah? City bank, so there's a line, and I'm feeling luxurious just taking a cab in the first place.
Yesterday, I had to pick up my prescription, which is two blocks below the bank. 19 inches of snow still there. (I think two inches have melted by then.) Walking through it was like doing leg crunches, so after the pharmacy I could either walk to the bank and be exhausted enough to need to go home or take the bus to go see hubby. I walked two black over to catch the bus.
40 minutes later, a passerby tells me the bu is canceled. My shoes, socks, and bottom of my pants were soaked through and my toes were numb.
When I walked home, I called my local branch of the bank. The Supervisor got back to me, found out what's going on, and told me the only way I can get a card faster is go there... BUT their computers were sporadic yesterday. She'd call me this morning to let me know if I can pick up a card. It's 11:30!
Brilliant bank. TD Bank. Avoid them!
Sometime this week, I will run out of bread. The bank is one mile in the opposite direction from the grocery store. I don't have cash to bother going to the grocery store.
Last summer a law went into effect. Our esteemed Congress (coughcoughchoke) decided that it was their business how business is run in this country. Credit card/debit card companies had to put a chip in the card. (To me, it's like when they decided grocery stores had to use plastic bags instead of paper bags, because paper bags used trees. Hello? And the trees are then replanted, so they can use them again. Meanwhile, plastic isn't biodegradable so it is using a source that isn't environmentally friendly and can't/won't be replenished.)
Last summer! Card companies have since reissued every credit card there was. My debit card was denied on Sunday in a taxi. Sunday! The day after a huge snowstorm. Plus SUNDAY! Business isn't even opened on Sunday, but they set it up so it started on a Sunday anyway. And that's how I found out that my bank is doing this now. They'll issue me a new card around the 4th.
Meanwhile, Janurary is Deductible month for healthcare insurance. The first X amount of dollars used toward my healthcare needs come straight out of my pocket. No co-pays. All of it. I have four prescriptions. The rest of the year, they're either a $5 or $10 copay. This month they're full cost.
Plus, because of the snowstorm, I can't drive, so I'm at the mercy of taxis or buses. (Bus routes are mostly closed down.) I want to go see hubby in the hospital, so it's going to cost me. I only keep $40-$70 around, and most of the time that's if I order dinner in, so I was glad I kept $40 on me in my travels just in case. I needed $30 for the cab to and fro.
The bank says not to worry, all I have to do is have the taxi stop off at the bank. Yeah? City bank, so there's a line, and I'm feeling luxurious just taking a cab in the first place.
Yesterday, I had to pick up my prescription, which is two blocks below the bank. 19 inches of snow still there. (I think two inches have melted by then.) Walking through it was like doing leg crunches, so after the pharmacy I could either walk to the bank and be exhausted enough to need to go home or take the bus to go see hubby. I walked two black over to catch the bus.
40 minutes later, a passerby tells me the bu is canceled. My shoes, socks, and bottom of my pants were soaked through and my toes were numb.
When I walked home, I called my local branch of the bank. The Supervisor got back to me, found out what's going on, and told me the only way I can get a card faster is go there... BUT their computers were sporadic yesterday. She'd call me this morning to let me know if I can pick up a card. It's 11:30!
Brilliant bank. TD Bank. Avoid them!
Sometime this week, I will run out of bread. The bank is one mile in the opposite direction from the grocery store. I don't have cash to bother going to the grocery store.
