Again, Whoever you teacher is, has failed you.
Faith only works if their is grace. If their is no grace. Then faith will not work. You will need to earn your salvation by works, unfortunately, God said his requirment is perfection. So you already fall short of Gods glory, so if their is no grace, Your lost foreve.r You have no hope.
Again, I recommend you study more.. Or at least listen to yourself. And answer why what you say does not work.