in our experience, and you're only '28' with amazing options; Jesus tells us to 'owe no man',
thus if you have the money to put into buying a property that you can just pay for out-right,
then this would be our choice - and most often this means something that is NOT to desirable
to others, but if it can be yours, 'debt free', you can make it over on and in your own time/taste,
then it will be worth 'any thing' other than going into 'DEBT', especially at this time of our
lives in this evil world where satan rules...being/living humble often brings more comfort and
security than many or most will ever believe...