We cannot escape the fact that advanced technology is a part of every life today.
So much so that many seemingly cannot exist without it.
Cell phones are used for everything from shopping, banking, even washing clothes.
Is this really wise?
How are people who depend on a cell phone for everything going to live if power is off for an extended time, their phone server is down, their phone is lost, stolen, or broke, and replacement or repair in unavailable?
How much do you depend on this advanced technology?
I do not have a cell phone, debit card or credit card. Pay cash for everything. If a business will not accept cash I go elsewhere.
I have a land line with internet and a laptop that has little personal information.
I don't use those modern crazy phones, come to think of it I don't use a cell phone at all lately, the radio works better.
no, not wise. cash is still king. the 1st element for paying salary or bills, which is money, is still the best. the 1st communication device, the land line phone, is still the best. the 1st invention to listen to music is still the best, a record. i still am a 1970's guy.
I think every generation feels the technology they are most familiar with is usually best.
A few years ago, I had an 88-year-old neighbor who was quite fascinating because she always told me, "Don't believe it when people say the Good Old Days were so much better. They weren't." She loved modern conveniences, notably indoor heating and cooling, as she had grown up in a farming community with frigid winters and blistering summers.
I had a grandfather who grew up in a time when he could remember walking home from school and "seeing lights on in the house for the first time," because it was the first time they ever had electricity. He also remembered when his family got their first car, a good old Ford Model T. I've read articles saying people at the time never thought this crazy contraption would replace a "good old reliable horse and buggy." Unless one is Amish, I don't see too many people going back to that.
Not that every modern invention doesn't have it's pitfalls, of course. I've struggled with insomnia for years and have read that it's theorized many sleep disorders have come about with society's ability to harness artificial lighting. But I can't think of anyone who would want to go back to oil lamps and candles. I live near a hospital and when the electricity went out a few weeks ago, I was thinking of all the people who must be grateful for backup generators because of their loved ones being on life-saving electric devices.
I grew up with phones tethered to the wall and had no interest in a cell phone (when I did finally get one, it was a basic flip phone model with no internet or even texting.) But a friend insisted on sending me one and told me, "Once you learn how to use it, you are going to love this." And he patiently, very, VERY patiently, spent literally hours of his time in voice messaging and calls teaching me how to use it.
I think that's probably one of the main hurdles of technology -- the fact that it can be very intimidating and difficult to learn to use. But sometimes you don't understand the payoffs until you see how they apply to your daily life.
I used to carry a paper calendar (to keep track of appointments,) calculator (for figuring out the best prices on everything I bought and conversions when buying fabric for sewing projects,) a small clock (I was never really into watches) everywhere I went. I also always had a GPS (electronic mapping device) in my car because I was often in unfamiliar areas.
All of those things, and so much more, have been replaced with just one little device-- the modern smart phone. As a single woman who does almost everyone alone, I now consider it to be essential to my safety as well. Sure, every piece of technology will occasionally have glitches, but for the most part, I can call for help at any time. I live in an area in which you might have solicited for money in a Walmart parking lot, even if you've parked as close as you can find to the front of the store.
With my phone, not only can I dial 911 immediately if I feel endangered, I can also record (both audio and/or video) the situation if needed as proof.
As for financial matters, I use a credit card because it has better consumer protection. If someone grabs your wallet or purse and runs off with it, your cash is gone. But if I call the credit card company, they will shut down the card immediately and even if the thief has charged up thousands of dollars, there are limits (usually $50) as to how much you are held liable for. In some cases you might not even have to pay the $50. I also use a cash back card and always pay off the balance before it accrues any interest charges, so last year I got an extra $500 back just by making purchases I always have to make anyway.
I usually only go grocery shopping a couple times a month, so I tend to buy a lot at one time and don't feel comfortable carrying larger amounts of cash. I take 2 credit cards (one as a backup, just in case,) and check to make sure they are still with me when I get home.
My account is set up with 2-factor authentication, so every time I login, I need not only a username and password, but an individual numeric code that is unique every time I login and sent only to my phone number. I know there can be security breeches, but at some point, we have to have faith that God will protect us.
If I ever lost my phone, everyone and their mother has a phone these days... I would just go to the nearest place of business and, with a couple calls, could have everything, including my phone itself, locked down on the spot (I also have my phone set to needing a security code to access it each time.)
I also don't like working with cash because I try to get as many proofs of purchase as I can. Whenever possible, I make all my appointments and payments through text or email, so no one can try to say I agreed to a different date or price. With modern tech, I have concrete proof of my appointment times (a doctor's office can't say I missed an appointment and try to charge me, because I have a record of it on my phone.) If I make a payment, I have at least one, usually two tangible receipts (one through the company and onethrough the credit card) so no one can try to change the original price or claim I didn't make a payment because I paid cash and they try to doctor their copy of the receipt.
I know different things work for different people, but this is what I find works for me, and I'm very thankful my friends are willing to keep on teaching me the ropes as tech continuously changes.