For the flesh desires what is contrary to the Spirit, and the Spirit what is contrary to the flesh.
They are in conflict with each other, so that you are not to do whatever you want." Galatians 5:17
And, without grace suppressing our flesh (sin nature), as to free up our soul, to be made able to believe?
No one could believe!
Therefore, our believing was a co-working of God and the believer.
In a sense, there was a twofold work taking place when we believed.
For God the Holy Spirit was making us able to believe (grace).
And, us, believing when we were made able to believe.
That is what I believe it means to be saved by grace.
The Holy Spirit enabled our soul to discover that our soul wanted to believe.
grace and peace .......