Christian view on Life insurance, do or don’t

Tithes and offerings don't keep the church open. God does.
Regular giving should be a part of every Christian's practice, but God doesn't need you or me or anyone else to accomplish His purposes. Guilting people into giving isn't biblical or honoring to God.
If you feel it is right for you, then by all means give as you feel led.

True but money is one of the tools used to pay the bills. True only cults use guilt to squeeze money out of their people. However a pastor is supposed to be apt to teach, their is a difference between manipulating people and educating them.

It depends partly on how old you and the "dependants" are.

Life insurance is somewhat about leaving a legacy behind so your family can continue on in your name without having to be desperate and needing another spouse to help with the bills.

The money can be used for a gift to a non profit institution or as a trust that pays out money on an ongoing basis for things like scholarships or gifts or missions.

But actual cash from retirement portfolios can do that as well depending upon the size. But most retirement portfolios are way too small to do much.

A life well lived, is a bank account with a zero balance at the moment a husband and wife depart this life.

Job 1:21 And he said, “Naked I came from my mother's womb, and naked shall I return.

I have life insurance. It‘s awesome.

From any point of view, Christian or otherwise, life insurance is not a good deal/investment. The insurance companies are a lot like the Las Vegas casinos. They have all the actuary tables/stats to come out ahead in the long run. Every now and then, there will be someone that beats the insurance company for more than they invested, but that's rare.
If you have enough money to think about buying life insurance, you'd be best off to save and invest your money in other assets like land, the stock market, or precious metals....etc.

If you don't believe me when I say that life insurance companies know how to take your money, then just look at the high salaries that their execs/employees make and their huge industrial buildings/facilities/machines. Who do you think pays for that? Why that would be the person who buys life insurance.

I have all insurances (Life, Auto, Home, etc.) Not an issue for me at all.

If you have the discipline to save for funeral expenses, then saving yourself is a better financial decision. If not, buying a policy is very helpful to those who settle your estate.
Since the present value of money is greater than the future value of money in most instances, it could prove beneficial to pay funeral expenses in advance.

Very nice. I also have insurances for washing machines, refrigerators and all kinds of insurances possible.
‘In the last 3 months I’ve had several technicians fix the stove or the washing machine.
‘I was upstairs drinking coffee.

There used to be a Church in Warsaw Indiana called "Faith Fellowship" Hobart Freeman ran it, and to be a member, you had to GET RID of ALL your insurance, NEVER take medicines (Prescription, or OTC), and NEVER have anything to do with the medical profession. The "body count" there was well over 100 by the time that Hobart died of a treatable infection that "God had healed him of".

When I first purchased my residence I took out a home appliance insurance policy for around $500 a year. I had the policy for two years. When my furnace failed I called and they sent out a tech right away and the furnace was fixed. Turned out the flame sensor was dirty. The tech replaced the flame sensor, took about 15 minutes from start to finish. Turns out, a flame sensor costs less than $10 and that can be cleaned and doesn't need to be replaced. The repairman did solve the problem, but I was also charged $50 deductable for the repair.

I thought about it, $500 for two years, about $1,000. You know what????? If I'd have just saved that money, instead of buying insurance, I could have bought a new fridge, washer, or dryer. So, I cancelled my home appliance insurance.

Better off just saving your money than using it for home appliance insurance.

I've had the same outcome with dental insurance. I pay $50 a month and the dental insurance covers normal dental work like cleaning or xrays for the year. However, whenever there is major work like fillings or crowns, the dental insurance only covers 80% of the work and only up to a max of $1,000 anually. To this date, the insurance has always cost me more anually than my dental bills. They've always made a profit off me.. No one to blame but myself.

I do have auto insurance, it's required by law. I currently pay about $1,200 anually, with a $500 deductible. I've been driving for 55 years and have never made a claim, never had an accident. Think about how much I could have made if I'd been allowed to save and invest that money, at 5% return, over the last 55 years? WOW!!!!!!!!!!

I suspect that most people buy insurance because they are afraid something may happen and they want a sense of security.

Again, when you look at the large profits that the insurance companies make, the high salaries for their workers/execs, and their large building complexes, ask yourself, "Who is paying the bill for all that?" Why that would be the people who buy insurance.

except $1,100 a month doesnt go far. especially when you need to improve your diet and health to loose weight because you gained 40 lbs in 2 years

Wonder if the ware jackets or heated the house? One buddy of Jesus' was doctor some folks are just dumb

not trusting in God....... no, having life ins. is not a matter of distrust in God. God does not heal everyone on this earth but eventually He does. some of us get healed in heaven. having p. & m. problems certainly is worthy of h. ins. your mind will speak to you with doubt, daily, if you don't get life ins. i, a long time ago, asked Jesus if He would be my life insurance & it has worked that way. i also help myself by eating only organic food, exercising, no drugs or smoking or excessive alcohol.

This is just a joke, not aimed at anyone

Don't argue with stupid people, they have the home court

I see it's been a while, but I wanted t to add my two cents. While it's true that we should trust in God's provision, I don't believe that taking out life insurance is necessarily a lack of faith. Life insurance can give you peace of mind and financial security for your family in the event of your passing.

That's why I have a financial plan and insurance at Finity. It's essential to be responsible and plan for the future while trusting God's plan for our lives.

Financial planning is a must today. Just a word of caution. Don't let the financial plan rule your life. Always keep God first.