P
purpose
Guest
My Husband and I are trying to buy a house . Now our credit score is not the greatest but it is not terribly bad either. we have a child on the way and are now currently living in a trailer. Which was passed down to him thru is family. I had land which was still in my maiden name and did not have it changed over when we got married. the court house told me it was not nessary and with lawyer fees it would cost to much. At the time i could not afford it anyway. Anywho to try to make a long story short. We had sold the land . We have a joint checking . at the time was working for my In-Laws - So i started another account at a diiferent bank due to electronic Deposit of my check. So when we sold the land to try to better ourselves and get out of debt . The husband and i Agreed to just put that money into the other account not our joint. Again we have done everything and followed everything to a Crossing of the T's To Dotting our i. It is coming up up close to closing and We had a nice size down payment. The Husband is back to work like the bank wanted. He is a Laborer so there are periods of lay off time. we get a call that the bank wants another ten% which is a nice sum to prove its his money.! Granted the down payment Which was Given and put into our joint checking account and has been there for 2weeks or longer you would think it would count. Now the bank is saying we have to sell the land and trailer to come up with the 10% beacause he owns that to prove his money . Is this right ? This is a new thing now passed thru the banks. I Just dont understand .! Now i can give and get what he needs not a issue . we already out down a a good amount.! I just dont think this is right or fair!!!!!
