i'd like to know what your views/experience on this are. But what you really think, honestly, and why you believe it, not what you heard someone else say. Do you believe you receive God's Spirit once you say you accept Jesus as your Savior? When you are immersed in water? Is God Who spontaneously, at His timing causes you to be reborn so that there's no room for doubt about it? etc, etc.
You have to believe, then repent of your sins. That means turning and walking towards God, instead of the broad road that leads to distruction.
I was saved in May of 1980. It was a amazing and supernatural event. God took many things in my life, from Baptist Sunday school as a child, where I learned many Bible verses which I still remembered, to a revival where people were witnessing to me of my need for Jesus, to the man who became my husband, but told me I needed to repent, the one important thing I was missing.
I did not choose God, he chose me! He called me, and told me to serve him. There was no choice, only obedience. From that moment, I was filled with the joy of the Holy Spirit, and the knowledge that God had saved me! I've been following Christ ever since. The Holy Spirit fills a believer the moment they are saved, otherwise, how would they have the power and the strength to follow Christ?
I did get baptised as a demonstration of my faith, but it took 2 years after I was saved. My husband and I were double baptised, he needed that long to do the public demonstration, because he was incredibly shy.
There was absolutely no doubt I was saved, and it was God who saved me in his own timing. No meetings, no sinners prayer, just acknowledging who God was - Jesus the Saviour of the world, and knowing that I had to give up drinking totally, which God made easy by delivering me from alcohol. I never wanted nor had another drink again.
Since then, God has continued to walk with me, and reveal his purposes and callings in my life. And he has continued to refine and transform me. What a wonderful God we serve.