If i'm understanding this correctly, you have put yourself in debt and now want God to make it disappear and magically make your credit better?
Ugly,God bless you.
It's better than the one I would have given you...Well, that was a non-answer.
I need prayer for my debts cancelled, credit improved. So I can get me a house.
First step to being debt free is to make a budget and stick to it. The first step to fixing credit is to run a credit report and start trying to make things right with any outstanding balances. God does and will bless us, but he also expects us to be responsible with our money and pay what we owe. Improving credit usually takes years of hard work and discipline and not something that can be done to rapidly buy a house. God bless.