The idea Jesus was making is that riches tend to cloud people's priorities. They become too focused on the money and keeping the money. The idea is rich people will have a harder time letting go of their earthly possessions. Being rich is not a sin, putting your riches above God and your walk is a sin. That's the point.
I agree with you and also want to add that some rich (and some poor and some mid range) will look to the riches as their security in life and not God being the One who gives the true security., and that is just as bad. IMO God is our loving heavenly Father Who gives and gives and gives to His children. If we being evil know how to give good gifts? How much more does our heavenly Father know how to give good gifts and do a much better job at it than us too boot!?
We can't out give God. He gave us His only Son., what are riches in comparison after the Son but a mere pittance. I've decided it's foolish of me to think that God would not give His children richly all things to enjoy as well as to teach us how to use His gifts and learn how to be generous too. I believe material blessings are tools to learn about and use properly in our lives and the lives of others.
I see this whole hate wealth thing some Christians have is sort of like the gun issue. Anti gun people say "I will never own a gun!!! I have no reason to have a gun and I don't want a gun and I'm also afraid of guns "
I say to that... OK, don't have a gun., don't go near them..,steer clear of them. But don't get all high and mighty and mad and judgmental with me for having one. It's your choice for you and you have a right to your choice of not being a gun owner but I have a right to my choice.
I feel the same about money and wealth. I believe we can use wealth for many things in life much better than the criminals or unsaved people who just use it for nothing good or nothing that can last for Christ. Who better to have wealth in the world and help and care for others with it than the Christian person who has a clear line to the Father?? Who better to be entrusted with wealth and to use it for the furtherance of the Gospel of Jesus Christ??
There ARE believers who gladly receive from their generous Father God AND are being wise stewards of the blessings He gives. But just like gun owners are being judged by non gun owners who don't and can't see how we would or could want or use a gun because they themselves don't have a use guns or want to use guns or are afraid to use guns.
It's just as annoying for me as a gun owner to hear anti gun people want to take away my rights to own a gun as it is to hear Christians downing other Christians who are wealthy and using their wealth as God has instructed them to.
We are called to use what He gives us for Him. We are also given blessings to richly enjoy ourselves and to give that same opportunity to others as well. He is our Father and what Father does not find joy in giving to His children and seeing them taken care of? So if there are some Christians who think they don't want the blessings of having wealth than maybe you won't ever be blessed in that way and you don't have to worry about it. But don't make the major mistake of judging your brothers and sisters in Christ if they gladly receive from Him when you decided not to because of your limited views of blessings and how God is "allowed" to pass them out.