"What Is Something You Never Owned.........."

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sounds like the american version of a "reel" mower, operated by hand while ( pushed from behind ), the reels spin to cut.
You got it

I had one I picked up for $5 at a garage sale but the blades were a bit rusty and I couldn't sharpen them, I was going to but didn't end up doing it and dad still used his masport, so when the inorganic rubbish collection came round I put it out as it was taking up space in the garage.

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I found last night as was going through my clothes to pack for my trip that I have nothing to go with my dress like a 'smart' jacket. My sister was horrified that I didn't have anything 'smart' I only had puffy jacket, or a cardigan.

So now I have to go out and find one otherwise she won't want to be seen with her 'dumb' sister who doesn't own any 'smart' clothes lol
 
I've never owned life insurance.

A friend and I were just talking about this a week or so ago.

I don't have anyone depending on me, such as a spouse or young children, so I've never seen a reason to purchase it.

It seems to be a rather interesting and contentious subject in some circles.

I have known some people in situations where the grandparents wanted to take out large life insurance policies on their grandchildren as soon as they were born.

These weren't policies in which the grandchildren would benefit if the grandparents died.

Rather, it was the exact opposite. The grandparents would cash in if the grandchildren were to die.

Is it just me, or does this seem more than a bit morbid?
I have never heard about grandparents kids kind of thing.

I believe some basic coverage from work, such as half year salary life insurance, to cover funeral cost so it will not be a burden to others. But beyond that, maybe not necessary.

God will provide. If the survivors gets too much money, I am not sure it is a good thing. Very often money does damages.
 
You got it

I had one I picked up for $5 at a garage sale but the blades were a bit rusty and I couldn't sharpen them, I was going to but didn't end up doing it and dad still used his masport, so when the inorganic rubbish collection came round I put it out as it was taking up space in the garage.

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always look over any old item you purchase very thoroughly. those mowers became very popular after the housing crash go 2008 . even so, where women bought them to save money & exercise while mowing the lawn.
 
always look over any old item you purchase very thoroughly. those mowers became very popular after the housing crash go 2008 . even so, where women bought them to save money & exercise while mowing the lawn.
I think I was just excited to score a bargain. It did work but was a bit rusty.

Well it's like buying a used car you need to be savvy and not just buy the first one you see. New car owners don't need to worry as their cars would be under warranty for the first 5 years I think.

I have never owned one because they are so expensive. Plus they depreciate as soon as you drive them off the lot.

The only brand new cars I have ever bought were Hot Wheels. But they are really hard to get into. I mean I think I'd need to buy some shrinking powder as well but I can never find it. If I lived in England I'd probably go for a Mini.
 
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I think I was just excited to score a bargain. It did work but was a bit rusty.

Well it's like buying a used car you need to be savvy and not just buy the first one you see. New car owners don't need to worry as their cars would be under warranty for the first 5 years I think.

I have never owned one because they are so expensive. Plus they depreciate as soon as you drive them off the lot.

The only brand new cars I have ever bought were Hot Wheels. But they are really hard to get into. I mean I think I'd need to buy some shrinking powder as well but I can never find it. If I lived in England I'd probably go for a Mini.
you continually find a comical pattern in subject!!! uizsophunnneee!!!
 
I've never owned my own business

Or I never made enough money for me to own it.
 
I've never owned my own business

Or I never made enough money for me to own it.
have you though about taking out a bank loan to get started. ask friends for monetary assistance, relatives? remember, i started my landscape business with a half broken 16" sears craftsman lawn mower. as i earned money, i spent it on improving the business. i was blessed with a huge amount of work the 1st day i put my ad in the newspaper. how's your ambition level? you seem to be a smart lady, i think you could get motivated to initiate your own business. you have talents too, don't ever forget that. & you certainly have the assistance of Jesus. blessings to you.
 
No I would need a business plan first and my business plan at the moment is no plan because I don't really see anything or my skills as being profitable enough to break even, let alone pay back the loan...even if I had 5 years.

I mean what would you pay me for? Sure I could mow lawns, but anyone with a mower can. And they wouldn't pay me to do it, because I'm not that fast, or strong, when other companies have entire teams doing it and there are lots of people doing it. But now there are less lawns to mow because of infill housing, and most people can't afford to pay someone else to do something they could do themselves, and the oldies are moving into retirement villages anyway, where, they contract out the mowing or do it in-house with their maintainence team.

I mean thats just lawn mowing as an example. But I don't really make anything that people would buy or offer a service that I liked enough to do all the time. Well I can't think of anything.
 
People here generally want you to do things for free which is why people want volunteers and not have to pay you. Also I don't know any rich people, and I don't have rich relatives or friends that would loan me money. I'd definitely have to pay them back, as I don't like to be in debt.
 
No I would need a business plan first and my business plan at the moment is no plan because I don't really see anything or my skills as being profitable enough to break even, let alone pay back the loan...even if I had 5 years.

I mean what would you pay me for? Sure I could mow lawns, but anyone with a mower can. And they wouldn't pay me to do it, because I'm not that fast, or strong, when other companies have entire teams doing it and there are lots of people doing it. But now there are less lawns to mow because of infill housing, and most people can't afford to pay someone else to do something they could do themselves, and the oldies are moving into retirement villages anyway, where, they contract out the mowing or do it in-house with their maintainence team.

I mean thats just lawn mowing as an example. But I don't really make anything that people would buy or offer a service that I liked enough to do all the time. Well I can't think of anything.
You seem passionate about gardening and writing ✍. That's good start. Usually when you are passionate, you will do a good job, people will hire you.
 
Really there is no niche for ex-librarians when people don't read books anymore. That is why I don't own say, a bookshop. I've worked in one! It closed down, and didn't even last 5 years. The rents are high and you need to do it 24/7 it seems, though this was a chain/franchise independently owned one but I do see how much work it is.

The second hand ones don't make much profit, and op shops sell second hand books too, they get donations and sell them for $2.

Plus online has put the death knell to bricks and mortar, not to mention the behemoth that is Amazon. And even if you owned something like Amazon, you'd need a huge loan, to buy a warehouse so you can store all your books, and teams of people picking and packing, and teams of people doing all the admin, cataloguing and ordering. That is a lot of work, and a huge responsiblity to be an employer. And then you have to work out all the taxes you need to pay etc.
 
Really there is no niche for ex-librarians when people don't read books anymore. That is why I don't own say, a bookshop. I've worked in one! It closed down, and didn't even last 5 years. The rents are high and you need to do it 24/7 it seems, though this was a chain/franchise independently owned one but I do see how much work it is.

The second hand ones don't make much profit, and op shops sell second hand books too, they get donations and sell them for $2.

Plus online has put the death knell to bricks and mortar, not to mention the behemoth that is Amazon. And even if you owned something like Amazon, you'd need a huge loan, to buy a warehouse so you can store all your books, and teams of people picking and packing, and teams of people doing all the admin, cataloguing and ordering. That is a lot of work, and a huge responsiblity to be an employer. And then you have to work out all the taxes you need to pay etc.
How about be a independent writer for screen play, children's stories... mini movies 🎥...
 
No I would need a business plan first and my business plan at the moment is no plan because I don't really see anything or my skills as being profitable enough to break even, let alone pay back the loan...even if I had 5 years.

I mean what would you pay me for? Sure I could mow lawns, but anyone with a mower can. And they wouldn't pay me to do it, because I'm not that fast, or strong, when other companies have entire teams doing it and there are lots of people doing it. But now there are less lawns to mow because of infill housing, and most people can't afford to pay someone else to do something they could do themselves, and the oldies are moving into retirement villages anyway, where, they contract out the mowing or do it in-house with their maintainence team.

I mean thats just lawn mowing as an example. But I don't really make anything that people would buy or offer a service that I liked enough to do all the time. Well I can't think of anything.
in your reply, you have way more negative statements than positive. what do you like doing the most? what are your most interesting hobbies & adventures? what do you feel is your strongest talents? i'm encouraging you lanolin. God gave you at least 1 talent, maybe more. you know what they are. i'm routing for you girl!!!
 
in your reply, you have way more negative statements than positive. what do you like doing the most? what are your most interesting hobbies & adventures? what do you feel is your strongest talents? i'm encouraging you lanolin. God gave you at least 1 talent, maybe more. you know what they are. i'm routing for you girl!!!
sorry for being negative
It was just in terms of work or owning a business.

But I've just been shopping and bought some new clothes, ones I didn't have before, and now the proud owner of two 'smart' blazers, a windbreaker, and some black joggers/pedal pushers with pockets! Also my Bible lady friend gave me a denim jacket she bought but couldn't wear. She said it made her look like a bikie but it looked ok on me.

Oh but I don't own a motorbike! Or an e-bike. Just a basic push pedal one. So I may possibly wear my new denim jacket with the black pedal pushers and a pink t shirt I snagged from the donation pile when I'm cycling. Oh and bicycle helmet of course.
 
sorry for being negative
It was just in terms of work or owning a business.

But I've just been shopping and bought some new clothes, ones I didn't have before, and now the proud owner of two 'smart' blazers, a windbreaker, and some black joggers/pedal pushers with pockets! Also my Bible lady friend gave me a denim jacket she bought but couldn't wear. She said it made her look like a bikie but it looked ok on me.

Oh but I don't own a motorbike! Or an e-bike. Just a basic push pedal one. So I may possibly wear my new denim jacket with the black pedal pushers and a pink t shirt I snagged from the donation pile when I'm cycling. Oh and bicycle helmet of course.
happy for you
 
Sister said I now have jackets for Africa, but I said no, I have jackets for Australia, because that's where we are going.

Maybe next overseas trip --Africa?