I am glad that there is a fight going on in you right now. That is what happens when grace(truth) come face to face with religion; but don't worry grace always wins! that is how confused i was also when i came face to face with the extravagance grace!! everything in me went wild; All i knew about the person and work of Christ was now being challenged, by the unconditional grace! i reacted just the same way you do now; if not worse if i could remember!
It's by grace through faith..... all the way through until the grave or the rapture. Heb. 6 says we can't please God without faith (6:11).
But you say we're all born again, we just don't know it yet! What a universal crock of bull!
So tell me plainly..... are you a universalist? A simple yes or no, please.