An interesting discussion, mostly! Except for one paranoid and biblically ignorant person. (I'm not talking Arminians!) And lots of good verses! So, for once, I am not going to add any Scripture verses. Instead, I just want to talk about my salvation experience, which 37 years later remains engraved on my heart and brain, like it just happened.
God was after me for a long time. There was a revival where I lived and people got saved everywhere. But I never really heard the full gospel, until God was ready for me to hear it. And that is when he changed my heart.
I know for a fact, that I never said a sinner's prayer, nor used any nonsense "free will" (not in the bible) to decide I was saved. I had a block a mile deep for that sort of thing. Yet, in spite of that, God reached down, and told me (after my future husband told me about repentance!) that he was God and I would serve him. And to believe and study the Bible. And of course, to repent of my sins!
It was the sovereign and amazing grace of God that saved me. Then, we started going to Arminian churches. I learned all the unbiblical nonsense about sinner's prayer and "accepting" Christ. (Maybe "received" him? John 1:12) But I was always uncomfortable, because I knew God saved me, and then I repented. God changed me so that I could make that decision.
I believe it was something that held me back. Being told that a wrong soteriological viewpoint, when that is simply not what happened to me. Well, 20 years later, God led me away from Arminian churches. But still, the emphasis on an altar call and free will. And perhaps an altar call is when God reached down and regenerated some people and they were saved, believed, repented, etc. But again, I never went through that.
In seminary, I learned about different viewpoints, but the Southern Baptists were still pretty stuck on them winning souls, not God. Ok, not all of them. I've met some amazing missionaries, who totally acknowledge God's work in saving people. But, I never actually read a whole book on Reformed theology, although I actually have some Reformed Systematic Theologies, which we read as part of theology, to read it first hand from Reformed theologians what they believed. But I never read the whole book! Which maybe is ok, since I focused on the Bible instead!
But it was people on here who recommended some good books, which I read to find out the whole story. I had a number of objections to the whole Reformed package, although I certainly wasn't Arminian, and technically never had been. So I read a few books by Reformed theologians, and what a surprise! Not only were my objections answered, it turned out that what I believed, Reformed theologians believed. I had been hearing and reading second hand material, and I got bad information. It was pretty exciting to read about what Reformers really believe, and realize it was actually what I believed, just from reading the Bible and knowing God.
So, I know my experience is certainly not on par with Scripture. But I do feel many people in this thread are creating straw men about Reformed theology, and yes, depending on their traditions in which they have been raised, instead of the Bible, in context, and the WHOLE bible, not just a few out of context verses, combined with hearing Arminianism in church every Sunday, week after week, year after year and decade after decade.
I wish people would read a few books by Reformed believers to find out what they believe. And try and drop your traditions and consider what is being said. As for me, God is totally sovereign. Any other kind of God is not worth serving.
God is in control! That is why I know God saved me, and I did not save myself. (Oops! I hope that is not too strong, but Arminianism at its best is human beings saving themselves!)