Sheol, Hades, and the grave describe waiting places. The literal hell-fire is not until the end. A figurative hell-fire is the state of deliberate sinners even while they are alive, and is what they will have between death and the resurrection.
The above is part of what you said at Post 2 on Page 1 of this thread. It's taken from paragraph 4 of your post.
Sheol and Hades are synonyms. They both mean the same thing—namely "the grave." Even the common English dictionary confirms this.
DEFINITION OF "HELL":
"The abode of the dead, identified with the Hebrew Sheol and the Greek Hades; the underworld."
hell - Dictionary definition and pronunciation - Yahoo! Education
BTW: If you are going to insist "Sheol, Hades, and the grave describe waiting places," be sure and provide scriptures that say this. I realize the above is what you've chosen to believe, but with all due respect, one's personal beliefs without documentary evidence to support it amounts to personal opinion. Any religious teaching that is not found in the Judeo-Christian Bible amounts to Traditions of Men.