You are understanding perfectly well on the topic at hand.
The position that "regeneration precedes belief" is unsupported in scripture and a complete outlier promoted by a few people with big voices in the world of theology.
To change the soteriology clearly taught in scripture to "believe" as a condition and a responsibility is a serious matter in my view.
Yeah I think we can see what’s happening in scriptire like this
“and every tongue
acknowledge that Jesus Christ is Lord, to the glory of God the Father. Therefore,
my dear friends, as you have always obeyed—not only in my presence, but
now much more in my absence—continue to work out your salvation with fear and trembling, for it is God who works in you to will and to act in order to fulfill his good purpose.
( Gods work in us doesnt nullify our duty it enables us )
Do everything without grumbling or arguing, so that you may become blameless and pure, “children of God without fault in a warped and crooked generation.” Then you will shine among them like stars in the sky as you hold firmly to the word of life.
And
then I will be able to boast on the day of Christ that I
did not run or labor in vain.”
Philippians 2:11-16
As we hear and believe the truth and begin to follow in obedience God is working in us on our Will to change it and make it like Christs will but the key is to trust what he says in the gospel
his work in us is here it’s why we have to believe him it’s the truth and only way
“To the Jews who had
believed him, Jesus said, “If you hold to my teaching, you are really my disciples. Then you will know the truth, and the truth will set you free.””
John 8:31-32 NIV
His word is what’s working in our hearts and minds to change us our Will and actions we don’t then take the attitude “ I don’t need to do anything he said now , he’s trying to create the attitude “ ll I have to do is trust and listen to and follow my savior “