Faith alone without works is a dead faith, and a dead faith is no faith at all- that's what the Bible says. You think it is enough to be God's servant, but the Bible gives examples of genuine servants of God not making it to heaven because they gave not effort. Like the parable of the talents. The one who received one talent hid it (no effort) and when the master returned he said "Throw that wicked and lazy servant into outer darkness, where there will be weeping and gnashing of teeth."
The talents represent monetary value and are distributed according to ability (vs. 15). The requirement is to invest in Christ. The first two servants
deposited their money with the bankers (Matthew 25:27)
but the third servant buried his money in the ground (vs. 25). The third servant had been given abilities and the opportunity to believe and bear fruit in accordance, but had chosen to reject it.
The fact that the latter man in this parable is called
wicked and
slothful and an
unprofitable servant (Matthew 25:30) who is cast out into outer darkness, certainly indicates that he was not a true disciple of the master. The idea of this illustrative parable is that all true believers will produce fruit in varying degress. All believers are fruitful, but not all are equally fruitful (Matthew 13:23). Those who produce no results are not truly converted.
*As you said, f
aith alone (empty profession of faith) without works is a dead faith, and a dead faith is no faith at all. Does that sound like saved to you?
Here is the third servant's characterization of the master, "reaping and gathering" what he had no right to claim as his own. This slothful so-called servant does not represent a genuine believer, for it is obvious that this man had no true knowledge of the master.
Two of these servants were children of God, but not the third. Children of God are not cast out into outer darkness. The fact that this man is called a "servant" does not mean necessarily that he is saved. The Jews are called
the Lord’s servants, but they were not all saved (Isaiah 43:10).