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"Bum-bag", "daggy"...you Australians and your lingo! 
I liked "daggy" too
linguistic devices.-> Australian National Dictionary
daggy, a.2
[f. dag n.2, but poss. infl. also by n.]
1. Chiefly of clothing and personal appearance: unconventional; unkempt.
2. Unfashionable; graceless.
"Keep talking; I'm diagnosing you." --smart cookie sister