I would wear my ring all the time (maybe with some exceptions, like when doing some work that requires to take off the ring) and I would like my husband to wear it too. I'm a typical girl I guess, I see wearing the ring as symbolic of our union, although I do know the real connection is within the marriage, not the ring, that's very very clear to me. Personally if I love a guy I would like everybody to know that im not available anymore, that's how I see it.
About taking the husband's name, im OK with it,I would do it. Hyphenate it could be an option too but I think my last name is not very....combinable, it already sounds weird by itself haha.