I don't seem to ever hear anyone talking about how money is being managed, what non-essentials it is being spent on, where savings could be achieved, etc. I get the feeling there is a level of entertainment that is seen as due.
Am I wrong here?
Going to the ER for a simple procedure will set you back thousands of dollars. It's not something that your average American can really save for, no matter how thrifty they are. Healthcare costs have grown insanely high and out of reach for even the most money conscious, thrifty American.