Try this one PopClick?
Ask you anything, remember?
![Smile :) :)](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
Opps, you edited it.
JSR, once it goes to a collection agency, l believe that's it?
The school has turned it over to them to collect, and they have wiped their hands of it.
Most go through courts first.