You could be right,
There are those of us who say Jesus saves completely
then those of us who says jesus gives us the opportunity to be saved, But that salvation is not assured..
But sadly there is a third group. Who say Jesus saves, Whether I repent or not. all I have to do is believe.. I do not have to repent..
so as I think of it, your only partially right.
the point I was attempting to make was if a person believes that salvation is based on Christ alone, then it is not based on my self-effort to earn. the good works come as a result of what was done. if a person believes that a opportunity has been provided, then it would up to the person to work at it to secure the opportunity successfully. self effort and works lead the way.
just seems from participating and observing these debates that those are kind of the sides. just a thought from my little brain.