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BUT, I live in the city. Why would a termite travel through (city) blocks and blocks of masonry when they can hang out in the woods or near houses made of wood? We don't even have lawn, (unless you count that median strip around the corner as lawn. lol)Blue is right. Termites are horrible pests. Damage done by them is very rarely covered by homeowners insurance. Here in the South, many houses are covered by termite pest companies with annual premiums of $150 - $200.
All a colony needs is moisture, cellulite (wood), protection from the elements like a house's basement or crawl space and a fertile queen to set up housekeeping.
We also don't get ticks for the same reason. And fleas weren't a problem with our cat.
Mice, on the other hand...