To me, here is the long and short of it. We belong to God, those who trust and put their faith in Him. If it is not God’s will that they be wealthy, then no matter what I leave, it will be squandered and lost. I grew up in poverty, and through my own design was destined for slightly greater than poverty. It is because of His design and wisdom that He granted me in Him I have desired more from myself resulting in a higher income. Even scraping together rent twenty-five years ago I was more capable and resistant than my children who have never known hunger and embarrassment because of clothing that was styleless and improperly sized. They never had to struggle. They will be successful because we (my wife and I) lifted them not because they climbed.
Our Heavenly Father knows best. He knows our breaking points, how hard to push us and what motivates us. Money is a crutch not a benefit. True strength is what you are without money. Letting somebody walk assisted weakens them. Forcing them to stand on their own strengths them. That’s the long. Here’s the short. Leave a legacy, not a crutch.