{“The story is told of a man who came eagerly, but very late, to a revival meeting and found the workmen tearing down the tent in which the meetings had been held. Frantic at missing the evangelist, he decided to ask one of the workers what he could do to be saved. The workman, who was a Christian, replied, “You can’t do anything. It’s too late.” Horrified, the man said, “What do you mean? How can it be too late?” “The work has already been accomplished,” he was told. “There is nothing you need to do but believe it.”
Every person lives by faith. When we open a can of food or drink a glass of water we trust that it is not contaminated. When we go across a bridge we trust it to support us. When we put our money in the bank we trust it will be safe. Life is a constant series of acts of faith. No human being, no matter how skeptical and self–reliant, could live a day without exercising faith.
Church membership, baptism, confirmation, giving to charity, and being a good neighbor have no power to bring salvation. Nor does taking Communion, keeping the Ten Commandments, or living by the Sermon on the Mount. The only thing a person can do that will have any part in salvation is to exercise faith in what Jesus Christ has done for him.}(Borrowed)
As far as having faith, atheists Christians, Muslims.... all religions have faith, even babies. It is not faith, per se, that saves anyone, it is the “object” of that faith. What is our faith in? It must be based in reality, not in wishful thinking, or even sincerity. One can be sincerely wrong as well as sincerely right.