Of course your highly testosteroned boyfriend is ready! So dating for a while is an instant reason for sex? You aren't actually very worried what GOD thinks if you are considering it, contemplating it, claiming that you are 'ready' and yet, there is NO marriage involved at all....very typical these days where nobody has anything to look forward to on their wedding night. This actually sickens me that young people have to say "I don' know what to do". If you truely read, studied and understood what the BIBLE says about sex before marriage, the answer is obvious and you would have never had to ask for advice on this topic.