PennEd,
This is the primary fallacy of Calvinism in assuming that people "muster up faith" on their own steam and thus it becomes a point to boast about. That is a total misrepresentation of what the Bible teaches.
The biblical teaching on saving faith is that sinners MUST hear the Gospel which is the "seed" for the New Birth. That is why we have the Great Commission, and the Church has a mandate to preach the Gospel to every creature. When the Gospel is preached the Holy Spirit is NOT absent but very much involved with the effectiveness of the Gospel message. So the Holy Spirit BOTH convinces and convicts the sinner while the Gospel is presented. And that is how faith is generated. That is why Paul says FAITH COMETH BY HEARING and hearing by the Word of God.
If God were to give saving faith to sinners as a gift, He would give that gift to each and every person on this planet. After all God will have ALL MEN to be saved and come unto the knowledge of the truth.
You DO understand the Holy Spirit IS God right?
But your point is valid in the sense I see the dilemma. If God gives a measure of faith to all men, why don't all men believe?
So here is my experience. I was raised catholic, school and all. I always believed in God, but didn't get an unadulterated Gospel until I was around 28.
My brother shared with me, and although I didn't accept it right there and then, I did go to his non denom Church shortly thereafter, and fully believed and got Baptized.
There was NO logical reason for me to have gone to that Church. I was done with the Church thing. My brother held no special sway or influence on me, maybe the opposite at that time.
I am convinced it was the Lord who drew me to that Church, and gave me the push to actually go.
My cousin has received this self same message and invitation THEN, and numerous times since. Yet he has believed even LESS as time goes on.
Explain to me how this all can be anything but God?