When Paul says we are saved by faith alone,and not by works,he is speaking when we first come to Christ,for we have not received the Spirit yet.Paul is speaking of when we were in the flesh not receiving the Spirit yet that all we can do is have faith to be saved,and none of our works can save us.
1Co 13:2 And though I have the gift of prophecy, and understand all mysteries, and all knowledge; and though I have all faith, so that I could remove mountains, and have not charity, I am nothing.
Now Paul is speaking according to someone that has received the Spirit after they confess Christ,and he could have all faith so that he could remove mountains,but if he did not have charity,love in action,works,then he is nothing.
Jas 2:14 What doth it profit, my brethren, though a man say he hath faith, and have not works? can faith save him?
Jas 2:15 If a brother or sister be naked, and destitute of daily food,
Jas 2:16 And one of you say unto them, Depart in peace, be ye warmed and filled; notwithstanding ye give them not those things which are needful to the body; what doth it profit?
Jas 2:17 Even so faith, if it hath not works, is dead, being alone.
Jas 2:24 Ye see then how that by works a man is justified, and not by faith only.
James is speaking according to a person receiving the Spirit that if they do not have charity,love in action,works,then their faith is dead,for when a person receives the Spirit then they are justified by works,and not faith alone.
Paul is saying the same thing as James when a person receives the Spirit,that if they do not have charity,love in action,works,then they are not right with God.
People have to know when Paul is speaking when a person is in the flesh,or in the Spirit,for Paul says the same thing as James,have works or you are not right with God.
1Ti 6:8 And having food and raiment let us be therewith content.
1Ti 6:10 For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.
The love of money is the root of all evil for it neglects the poor and needy,and love is the fulfilling of the law,which Paul says the same thing as James they have erred from the faith.
1Jn 3:17 But whoso hath this world's good, and seeth his brother have need, and shutteth up his bowels of compassion from him, how dwelleth the love of God in him?
1Jn 3:18 My little children, let us not love in word, neither in tongue; but in deed and in truth.
John says the same thing as Paul,and James,have charity,love in action,works,or you are not right with God,for do not love in word only,but in deed,works,and in truth,for if you do not love in works then the love of God does not dwell in you.
Rom 13:10 Love worketh no ill to his neighbour: therefore love is the fulfilling of the law.
1Co 13:13 And now abideth faith, hope, charity, these three; but the greatest of these is charity.
Gal 5:6 For in Jesus Christ neither circumcision availeth any thing, nor uncircumcision; but faith which worketh by love.
Eph 2:8 For by grace are ye saved through faith; and that not of yourselves: it is the gift of God.
Charity is greater than faith,and faith works by love,for everything stems from love,and it is not faith alone,but it is love alone,and we are saved by our love,which has to be done in deed and in truth,works,and we are saved by grace through faith.
So if we lack love,then we lack faith,then we lack grace,and this love must be to all people,caring about their needs,and only going by our needs,and feed and clothe your enemies,and love your enemies,and no name calling,and belittling,and holding unto any behavior that is a lack in love.
We are saved by our love which can only be perfect by the Spirit,and faith can only apply if we have love.
1Co 13:4 Charity suffereth long, and is kind; charity envieth not; charity vaunteth not itself, is not puffed up(not arrogant),
1Co 13:5 Doth not behave itself unseemly, seeketh not her own(not selfish), is not easily provoked, thinketh no evil;
1Co 13:6 Rejoiceth not in iniquity, but rejoiceth in the truth(does not sin by the Spirit);
1Co 13:7 Beareth all things, believeth all things, hopeth all things, endureth all things.
If a person lacks the definition that Paul gave of charity,love in action,then faith cannot apply in their life,for faith must be an action.
Paul said charity thinks no evil,and does not sin by the Spirit,does not hold unto sin thinking they are alright with God,and is not arrogant,and selfish,and does not belittle people.
2Ti 2:19 Nevertheless the foundation of God standeth sure, having this seal, The Lord knoweth them that are his. And, Let every one that nameth the name of Christ depart from iniquity.
To hold unto sin,or neglect the poor and needy holding unto the sin of going by your wants then faith cannot apply in your life.
But they say but if we are led of the Spirit then we will do the works,then why the lack of works,and love,which they say they cannot abstain from sin,but by the Spirit you can if you hate sin,and sin does not affect their relationship with God,but it does affect their relationship with God,and believe the prosperity Gospel which neglects the poor and needy.
All sin can be forgiven but many hold unto sin and think they are alright with God which those that believe faith alone,and not saved by works,fall victim to the failing of love as many of them tend to want to enjoy the world somewhat and believe that it does not affect their relationship with God.