Yes, God draws us, and yes, God gives us faith to believe, but He also gave us a free will.
He draws us - but only so far.
He gives us faith - but just enough to make a choice, one way or the other, that is not in violation of our free will.
It's like the old saying that God reveals Himself just enough, so that those who want to find Him will, and He hides Himself just enough from those who don't wish to find him.
Even the angels, created by God, made eternal , living with Him in heaven, fully dependent on God for all things, still had a free will to choose to serve Him or the rebel Satan.
Here is my experience of how I was born again. I came to an END of myself, of living my own life MY WAY, when my wife of only 6 months demanded a divorce, because I could not earn enough money. I meant my Vows, and she did not. I also know that GOD does not approve of divorce. I went into DEEP depression that last week of 1977. I did not want to live another day, so during that week I attempted Suicide three times. AFTER THE THIRD ATTEMPT SOMETHING IN ME BROKE. (Which I now think it was the pride of living my Life my own way.) TREMENDOUS GUILT over my WHOLE LIFESTYLE washed over me, WAVE after WAVE after WAVE. I was instantly brought to my knees, and was crying and sobbing like a baby. During that intensity of that moment I said a prayer that no man had ever taught me.
"FORGIVE ME! FORGIVE ME! Lord if you have a purpose for my life, you will have to come in and run my life, because I CAN'T DO IT."
That is as close to it as I can get in my old age, but IT was a COMPLETE Surrender to Jesus Christ, for the rest of my life. That was the night of Dec. 30, 1977, but it was about 4:30 in the morning, so it was early morning Dec.31, 1977. Those waves of GRIEF over my UTTER SINFULNESS DID NOT STOP. And I kept repeating:
FORGIVE ME! FORGIVE ME! I fell to a prostrate position, face down. It must have been at least 45 minutes later,
THEN something else happened to me, that I have been reluctant to tell very many people about. I don't remember falling asleep, or GOD gave me a Vision,
I really cannot tell, but if it was a DREAM it was the most VIVID DREAM THAT I EVER HAD. I was literally at the foot of the Cross on my knees reaching up to him, still crying out,
FORGIVE ME! FORGIVE ME! And I noticed that the Nails were through his Wrists, {and it was YEARS later that I learned that the Jews considered the Wrists to be part of the hands}. Then I saw the blood from those nails fall, and splash in my forearms, and I was amazed that I could feel the warmth of that blood.
That is where the Vision or Dream ended, but I knew HE HAD FORGIVEN me totally.
Now I must ask, HOW IS THAT NOTHING BUT 100% GOD bringing me TOO HIM ? ? ?