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I must say, however, our judgement is one of rewards is it not? Eternal life is ours in Jesus Christ, so our death and then judgement is not one of needing to justify ourselves, for the Lord knows our heart. It is more likened to a welcoming, than a determination. It is our works that shall be judged one day, but our eternal place is already established as being in Christ. We are redeemed, reconciled, and justified before God.
First of all, if you are talking about true believers, they will not be asked that question, because their faith in Christ is their access into fellowship with God and eternal life. If you are referring to unbelievers, they simply will not be asked that question and that because they will have been resurrected out of Hades where they will have already been experiencing punishment, where at the great white throne judgment, the will stand before God and will be held accountable for every sin they committed.