Hi Heart,
Thanks for sharing your experience here.
It is actually a risk not to take a risk . (Proverbs 26:13)
As we cannot not predict what may happen after taking a risk, we cannot also accurately predict what might happen if we did not take the risk in the first place. Doing nothing is a risk, doing something is equally a risk. Going out is a risk, staying indoors is a risk, and, ...life itself is a risk.
However, in the case of love, I mean, falling in love, in my opinion, sometimes it is better for it to be late than to be too late because it leaves a lasting, positive or negative impact on virtually every sphere of life. (Proverbs 18:22) I believe this scripture applies to both male and female.