Rich people

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Oct 29, 2019
Last week I was out on the street and I walked by two men who were talking and just happened to hear one of them say, minus the explicitives, "I earn $1200 a week clear and I'm always broke. I don't understand it!"

And I thought, wow $1200 a week clear, how much money I could save toward buying our own home with that kind of money...

Money is not the problem!
This is a prime example of what happens with a lot of people who I've spoke with. The main and only reason for this is usually mismanagement of funds, buying liabilities using credit cards and taking out loans. Not buying assets often enough and not taking advantage of compound interest...

For example: Buying a new car that requires you to take out a loan. Then buying things using credit card when you dont have a way to pay off the debt by the end of the month leading you to paying interest. Paying of the lowest interest rate debts off first instead of paying ones that should be higher priority. Subscriptions also tend to kill the salery.

I personally found dividing up my monthly pay into days very helpful for example: if I earned 4k I would divide it up into 200 dollars x 20 days in a working month. Then I would calculate how many days do I need to work to pay my expenses (food, electricity, rent, subscriptions and so on)
In my case I lived with my friends so rent my expenses where very low. only about 1/20 of my wage or 2 days work. Everything else was spent on education and investments.
I also had 1 days wage set aside for having fun ( going to cinema, gym, eating out, or buying things I wanted)

if you haven't done so already make sure you know your expenses and have a budget plan to cover them from most expensive to least.


Well-known member
Sep 28, 2019
But I will say this. The following has become an escape clause for the rich:
"The love of money is the root of all evil".
Who doesnt love money. You mean you love poverty? Come on.
Money enables me to own the phone I'm typing on. I guess you could say that not owning a phone is the measure of being poor.
In my life, money went to my head. When i had it I surely didnt need God. I was too busy planning my next overseas vacation or dreaming about my next car upgrade.
Having less money and getting old has hastened my search for God. God was looking for me all the time but I didnt know that.
Wealth separates me from God. It makes me complacent and arrogant and status conscious. Having little money makes me frugal and closer to the Spirit. Just more appreciative. For me then, money is the root of all evil. I dont hate rich people. Maybe they learnt how to be humble with money. I never learnt the knack.