Did Paul say we would give an account? Did Paul give an exception that God wouldn't ask us to give an account as a steward or as an unsaved person?
There are several issues here. Talk is cheap and there are sheep and goats and some of the goats are wolves.
Anyone can lie and say they believe in Jesus and someone is going to quote a verse that has to do with gnosticism but the fact is that anyone can lie and say they are a Christian.
I've talked to "Christians" who didn't mean what they said and there are other people who claim they are Christian but have a totally different basis for being a Christian.
Matthew 7:22 Many will say to me in that day, Lord, Lord, have we not prophesied in thy name? and in thy name have cast out devils? and in thy name done many wonderful works?
Matthew 7:23 And then will I profess unto them, I never knew you: depart from me, ye that work iniquity.
People are going to profess they are Christians but Jesus is going to say He never ever knew them.
Matthew 7:13 ¶ Enter ye in at the strait gate: for wide is the gate, and broad is the way, that leadeth to destruction, and many there be which go in thereat:
Matthew 7:14 Because strait is the gate, and narrow is the way, which leadeth unto life, and few there be that find it.
The Bible says that broad is the way that leadeth to destruction and many go in while the gate is narrow and few people find heaven. A lot of people say they believe but are only Christians on Sunday for an hour.
1 Corinthians 3:12 Now if any man build upon this foundation gold, silver, precious stones, wood, hay, stubble;
1 Corinthians 3:13 Every man's work shall be made manifest: for the day shall declare it, because it shall be revealed by fire; and the fire shall try every man's work of what sort it is.
1 Corinthians 3:14 If any man's work abide which he hath built thereupon, he shall receive a reward.
1 Corinthians 3:15 If any man's work shall be burned, he shall suffer loss: but he himself shall be saved; yet so as by fire.
There are two different judgments in the Bible. One is the great white throne to damn unbelievers and explain to them why they are going to hell and the other judgment is the bema seat of Christ in 1 Corinthians 3:12-13
Here is a question for you. If your "ledger" has been washed away then why can a person get "silver" instead of "gold" or why can a person get "wood", "hay" or "stubble" and have their works burn up if their ledger is washed clean?
Matthew 6:15 But if ye forgive not men their trespasses, neither will your Father forgive your trespasses.
I know a pastor that says that you can be saved and God doesn't have to forgive you.
There are two doctrines not taught today because people are Biblically illiterate and the Bible isn't taught today in most Churches because they teach biblical principles instead.
One doctrine is positionally righteous before the father and the other is practical righteousness.
When you sin, I believe you damage your relationship with God and should say, "I'm sorry. Please forgive me." and it should be accompanied with repentance and that you and others should keep short accounts with God. I'm not saying that a true believer becomes unsaved by sinning but I believe it can damage the relationship with God.
Matthew 12:20 A bruised reed shall he not break, and smoking flax shall he not quench, till he send forth judgment unto victory.
Isaiah 42:3 A bruised reed shall he not break, and the smoking flax shall he not quench: he shall bring forth judgment unto truth.
I use to quote this verse to Christians who said they are fornicating with their boyfriends and so forth and then one day my eyes sat on the word "till" and that word has implications and it implies that time will run out and God will judge.
Acts 5:1 ¶ But a certain man named Ananias, with Sapphira his wife, sold a possession,
We can take two view here. Either Ananias and Sapphira were Christians or they weren't. Which view should I take and these people are in the church today. I had one Christian minister seriously insult me and he said he could get away with it because he was eternally secure. The fact is Ananias and Saphira lied to God and they died.
And then we look at Lot's wife. She turned back and was turned into a pillar of salt.
And we look at Abraham's sins and there is still trouble in the Middle East because of one man's sins.
I downloaded a book by accident on my Kindle. It is called "Four Views on Eternal Security". And the question is whether a righteous God is powerless to judge Christians who want to sin and whether He will keep putting up with it. I think hell will be a reminder not to sin and there was one angel who corrupted himself and was damned. And since there is a book on "Four Views On Eternal Security", who is right and who is wrong?
And the sin of homosexuality is pride:
Ezekiel 16:49 Behold, this was the iniquity of thy sister Sodom, pride, fulness of bread, and abundance of idleness was in her and in her daughters, neither did she strengthen the hand of the poor and needy.
And there are people who say, "I'm a homosexual and a Christian." Do you think they are when you just have to believe? I'm not sure.
Salvation is grace through faith through Christ alone:
Ephesians 2:8 For by grace are ye saved through faith; and that not of yourselves: it is the gift of God:
Ephesians 2:9 Not of works, lest any man should boast.
But I often wonder if they can receive grace because they are proud:
James 4:6 But he giveth more grace. Wherefore he saith, God resisteth the proud, but giveth grace unto the humble.
So if salvation is grace through faith through Christ alone plus nothing and God resists the proud then I'm not sure that we don't have a problem.
1 Peter 5:5 ¶ Likewise, ye younger, submit yourselves unto the elder. Yea, all of you be subject one to another, and be clothed with humility: for God resisteth the proud, and giveth grace to the humble.
Luke 18:17 Verily I say unto you, Whosoever shall not receive the kingdom of God as a little child shall in no wise enter therein.
I became a Christian around age 12 but one of the hardest thing to break was my pride to accept him.
So lets go to the John 3:16 verse:
John 3:16 For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.
The word "believe" is the same word "commit" in John 2:24
John 2:24 But Jesus did not commit himself unto them, because he knew all men,
When you sin wilfully and all sin is willful, are we committed to God?
And because we can't tell the wheat from the tares in the parable, we can't tell who is Christian and who isn't.
You can be saved positionally before the father but not forgiven in the sense of sins because we are practically sinners in the eyes of God.
So I suggest that you keep short accounts.
I've been a Christian for 36 years, had a Christian parent before that and went to churches before I was saved and I spend a lot of my free time studying the Bible so those who wish to mess with my doctrine won't get a simple answer because I've been studying for a long time. I'll be 37 in the Lord this year.
Luke 12:47 And that servant, which knew his lord's will, and prepared not himself, neither did according to his will, shall be beaten with many stripes.
Luke 12:48 But he that knew not, and did commit things worthy of stripes, shall be beaten with few stripes. For unto whomsoever much is given, of him shall be much required: and to whom men have committed much, of him they will ask the more.
Psalm 111:10 The fear of the LORD is the beginning of wisdom: a good understanding have all they that do his commandments: his praise endureth for ever.
When was the last time I heard psalm 111:10 preached? Not for years.
Hebrews 12:8 But if ye be without chastisement, whereof all are partakers, then are ye bastards, and not sons.
God disciplines His church first and sometimes it can be gentle or painful.