Just do a litle test on your congregation. Ask if a person thinks they are saved, and then asses if they obey the Lord? You will find that 80% of the people that say they are saved will also admit that they do not obey the Lord in all things.
Salvation is not a one time thing. It is a process of ups and downs and sideways and straight. We do well, then we sin, but we repent and get back on the path, and we do good works and we love God and man and we do the things that God has created for us to do, and we endure to the end, at which time we are judged and at that time we are either saved unto life or damned unto death. It cannot be any other way. Jesus is going to give the gift of life to those who followed him and did what he said. He is not going to give the gift to an unworthy self centered person, no matter that they said they had a moment in their life when they were baptized of the Holy Spirit. It is a life-long pursuit for salvation.
But because we are sinners it takes Jesus to gift us into his heaven, but only after we have proven to follow him and do what he has commanded us to do. If as you say, he inputs faith and love and trust, then why do we continue to sin? If it is all imput into us, why sin? Why are we not perfect. We are saved, faith is inputed, love inputed, trust, and grace, then why are we not perfect in this life? The answer is that it is not inputed into us, we have to take action ourselves to follow and live as Jesus lived.